Investment property improvement lenders in Penobscot County, Maine
Fat Boy Data analyzed investment home improvement loan activity in Penobscot County, Maine, home to Bangor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 155 applications were decided by 28 lenders between 2023 and 2025.
Penobscot County at a glance
How Penobscot County compares
What the data shows
First National Bank made the most investment home improvement loans in Penobscot County, ME, 22 of them.
First National Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Penobscot County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bangor Savings Bank | 65% | 20 / 31 | 95% | $135K | 19 |
| 2 | First National Bank | 96% | 22 / 23 | 100% | $135K | 22 |
| 3 | The Camden National BankLimited sample | 67% | 10 / 15 | 100% | $95K | 10 |
| 4 | Machias Savings BankLimited sample | 93% | 14 / 15 | 93% | $125K | 13 |
| 5 | Maine Savings Federal Credit UnionLimited sample | 100% | 8 / 8 | 100% | $75K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 23 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Penobscot County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
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- How easy each lender is to reach
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