Investment property cash-out lenders in Penobscot County, Maine
Fat Boy Data analyzed investment cash-out refinance activity in Penobscot County, Maine, home to Bangor, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 141 applications were decided by 53 lenders between 2023 and 2025.
Penobscot County at a glance
How Penobscot County compares
What the data shows
Total Mortgage Services, LLC made the most investment cash-out refinances in Penobscot County, ME, 5 of them.
The typical investment cash-out refinance here is $175K, 31% smaller than the Maine typical of $255K.
Investment property cash-out lenders in Penobscot County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 45% | 9 / 20 | 100% | $205K | 9 |
| 2 | Homexpress Mortgage Corp.Broker only | 61% | 11 / 18 | 100% | $175K | 11 |
| 3 | Ocmbc, Inc.Broker only | 78% | 7 / 9 | 86% | $255K | 6 |
| 4 | Maine Savings Federal Credit UnionLimited sample | 60% | 3 / 5 | 67% | $85K | 2 |
| 5 | Total Mortgage Services, LLCLimited sample | 100% | 5 / 5 | 100% | $195K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 48 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Penobscot County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- How easy each lender is to reach
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