Investment property improvement lenders in St. Mary's County, Maryland
Fat Boy Data analyzed investment home improvement loan activity in St. Mary's County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 64 applications were decided by 21 lenders between 2023 and 2025.
St. Mary's County at a glance
How St. Mary's County compares
What the data shows
Navy Federal Credit Union made the most investment home improvement loans in St. Mary's County, MD, 4 of them.
Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 15% of 26.
Lenders approved 40.6% of investment home improvement loan applications in St. Mary's County, MD, 5.2 percentage points above the Maryland rate of 35.4%.
The typical investment home improvement loan here is $155K, 107% larger than the Maryland typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in St. Mary's County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 15% | 4 / 26 | 100% | $85K | 4 |
| 2 | Truist BankLimited sample | 29% | 2 / 7 | 100% | $65K | 2 |
| 3 | PNC Bank, National AssociationLimited sample | 67% | 4 / 6 | 100% | $255K | 4 |
| 4 | Shore United Bank, National AssociationLimited sample | 75% | 3 / 4 | 100% | $155K | 3 |
| 5 | Bank of America, National AssociationLimited sample | 33% | 1 / 3 | 100% | $245K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 16 more lenders.
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