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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Charles County, Maryland

Fat Boy Data analyzed investment home improvement loan activity in Charles County, Maryland, home to La Plata, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104 applications were decided by 29 lenders between 2023 and 2025.

Charles County at a glance

29Active lenders1 with 20+ decisions
40.4%Market approval rate42 of 104 decided
$75KTypical loanmedian lender, $10K brackets
95%Borrower take-up40 loans funded

How Charles County compares

Approval rate compared
Charles County40.4%Maryland35.4%All 616 counties51.2%
Typical loan compared
Charles County$75KMaryland$75KAll 616 counties$115K

What the data shows

Navy Federal Credit Union made the most investment home improvement loans in Charles County, MD, 16 of them.

That is 40% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Navy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 36% of 44.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union36%16 / 44100%$75K16
2Bank of America, National AssociationLimited sample0%0 / 9——0
3Figure Lending LLCLimited sample67%4 / 675%$65K3
4PNC Bank, National AssociationLimited sample40%2 / 5100%$55K2
5Deephaven Mortgage LLCLimited sample40%2 / 550%$205K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 24 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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