Home›Michigan›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Michigan

Fat Boy Data analyzed home purchase mortgage activity in Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 281,528 applications were decided by 810 lenders between 2023 and 2025.

Michigan at a glance

810Active lenders345 with 20+ decisions
84.6%Market approval rate238,105 of 281,528 decided
$235KTypical loanmedian lender, $10K brackets
95%Borrower take-up226,656 loans funded

How Michigan compares

Approval rate compared
Michigan84.6%All 616 counties87.6%
Typical loan compared
Michigan$235KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Michigan, 19,149 of them.

Churchill Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 932.

The typical home purchase mortgage here is $235K, 30% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 1,24221St Mortgage Corporation: 34% approved of 12,964One lender: 45% approved of 2,466One lender: 45% approved of 1,441Triad Financial Services, Inc.: 46% approved of 17,649One lender: 72% approved of 7,329One lender: 77% approved of 1,450One lender: 78% approved of 2,508One lender: 81% approved of 1,161One lender: 81% approved of 1,044One lender: 85% approved of 945One lender: 85% approved of 1,368One lender: 86% approved of 1,914One lender: 86% approved of 2,801One lender: 86% approved of 3,151One lender: 88% approved of 3,616One lender: 88% approved of 5,836Rocket Mortgage, LLC: 88% approved of 21,970One lender: 88% approved of 1,837One lender: 88% approved of 4,437One lender: 89% approved of 1,666One lender: 91% approved of 990One lender: 91% approved of 996One lender: 91% approved of 1,784United Wholesale Mortgage, LLC: 91% approved of 33,463One lender: 92% approved of 1,168One lender: 93% approved of 2,401One lender: 93% approved of 1,186One lender: 93% approved of 1,020One lender: 93% approved of 2,239One lender: 94% approved of 2,182One lender: 94% approved of 1,074One lender: 94% approved of 1,298One lender: 94% approved of 2,932One lender: 94% approved of 1,426One lender: 95% approved of 2,182One lender: 96% approved of 1,379One lender: 96% approved of 2,568One lender: 96% approved of 1,623One lender: 96% approved of 3,163One lender: 96% approved of 4,858One lender: 97% approved of 3,471One lender: 97% approved of 2,914One lender: 97% approved of 1,497One lender: 97% approved of 5,628Lake Michigan Credit Union: 97% approved of 15,713One lender: 97% approved of 1,732One lender: 97% approved of 2,040One lender: 97% approved of 1,180One lender: 97% approved of 1,859One lender: 98% approved of 2,162One lender: 98% approved of 7,258One lender: 98% approved of 993One lender: 98% approved of 4,088One lender: 98% approved of 1,095One lender: 98% approved of 955One lender: 98% approved of 1,203One lender: 99% approved of 2,555One lender: 99% approved of 992One lender: 99% approved of 932

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Michigan

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%30,497 / 33,46399%$235K30,202
2Rocket Mortgage, LLC88%19,317 / 21,97099%$235K19,149
3Triad Financial Services, Inc.46%8,148 / 17,64942%$55K3,383
4Lake Michigan Credit Union97%15,223 / 15,71399%$285K15,014
521St Mortgage Corporation34%4,398 / 12,96497%$55K4,277

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 805 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Michigan. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Michigan

Other lending data for Michigan

Counties in Michigan