Investment property cash-out lenders in Oneida County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Oneida County, New York, home to Utica, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 131 applications were decided by 48 lenders between 2023 and 2025.
Oneida County at a glance
How Oneida County compares
What the data shows
Loan Funder LLC made the most investment cash-out refinances in Oneida County, NY, 11 of them.
The typical investment cash-out refinance here is $125K, 71% smaller than the New York typical of $425K.
Investment property cash-out lenders in Oneida County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Loan Funder LLCLimited sample | 100% | 11 / 11 | 100% | $135K | 11 |
| 2 | Bpl Mortgage, LLCLimited sample | 82% | 9 / 11 | 67% | $105K | 6 |
| 3 | Rocket Mortgage, LLCLimited sample | 70% | 7 / 10 | 100% | $105K | 7 |
| 4 | Emporium Tpo LLCLimited sample | 100% | 8 / 8 | 100% | $325K | 8 |
| 5 | First SourceLimited sample | 67% | 4 / 6 | 75% | $265K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 43 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Oneida County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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