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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in New York

Fat Boy Data analyzed investment cash-out refinance activity in New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,878 applications were decided by 339 lenders between 2023 and 2025.

New York at a glance

339Active lenders109 with 20+ decisions
76.5%Market approval rate12,919 of 16,878 decided
$425KTypical loanmedian lender, $10K brackets
91%Borrower take-up11,771 loans funded

How New York compares

Approval rate compared
New York76.5%All 616 counties73.1%
Typical loan compared
New York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in New York, 852 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 472.

The typical investment cash-out refinance here is $425K, 107% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 132One lender: 34% approved of 62One lender: 34% approved of 224One lender: 36% approved of 61One lender: 40% approved of 151One lender: 46% approved of 59One lender: 48% approved of 66One lender: 49% approved of 421One lender: 52% approved of 54One lender: 54% approved of 322Hometown Equity Mortgage, LLC: 55% approved of 1,085One lender: 55% approved of 83One lender: 57% approved of 70One lender: 58% approved of 81One lender: 59% approved of 248One lender: 61% approved of 262One lender: 63% approved of 171One lender: 67% approved of 132One lender: 67% approved of 97One lender: 67% approved of 452One lender: 68% approved of 88One lender: 69% approved of 105United Wholesale Mortgage, LLC: 72% approved of 1,364One lender: 74% approved of 221Champions Funding, LLC: 76% approved of 545One lender: 77% approved of 125One lender: 81% approved of 292One lender: 82% approved of 183One lender: 83% approved of 65Logan Finance Corporation: 85% approved of 589One lender: 85% approved of 240One lender: 86% approved of 421One lender: 87% approved of 401Loan Funder LLC: 88% approved of 1,011One lender: 89% approved of 134One lender: 89% approved of 82One lender: 89% approved of 92One lender: 89% approved of 151One lender: 91% approved of 486One lender: 91% approved of 99One lender: 91% approved of 114One lender: 92% approved of 106One lender: 92% approved of 83One lender: 92% approved of 76One lender: 93% approved of 55One lender: 94% approved of 80One lender: 94% approved of 82One lender: 95% approved of 56One lender: 96% approved of 198One lender: 97% approved of 229One lender: 97% approved of 419One lender: 97% approved of 60One lender: 97% approved of 101One lender: 97% approved of 144One lender: 97% approved of 373One lender: 98% approved of 130One lender: 98% approved of 98One lender: 98% approved of 123One lender: 99% approved of 472One lender: 100% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in New York

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%988 / 1,36499%$425K977
2Hometown Equity Mortgage, LLC55%600 / 1,08599%$565K593
3Loan Funder LLC88%889 / 1,01196%$405K852
4Logan Finance Corporation85%501 / 58999%$555K495
5Champions Funding, LLC76%416 / 545100%$545K415

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 334 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in New York. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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