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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in New York

Fat Boy Data analyzed investment cash-out refinance activity in New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,878 applications were decided by 339 lenders between 2023 and 2025.

New York at a glance

339Active lenders109 with 20+ decisions
76.5%Market approval rate12,919 of 16,878 decided
$425KTypical loanmedian lender, $10K brackets
91%Borrower take-up11,771 loans funded

How New York compares

Approval rate compared
New York76.5%All 616 counties73.1%
Typical loan compared
New York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in New York, 852 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 472.

The typical investment cash-out refinance here is $425K, 107% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Quorum Federal Credit Union: 33% approved of 132American Financing Corporation: 34% approved of 62Lendingone, LLC: 34% approved of 224KeyBank National Association: 36% approved of 61Wells Fargo Bank, National Association: 40% approved of 151Pennymac Loan Services, LLC: 46% approved of 59Silver Hill Funding, LLC: 48% approved of 66Ice Lender Holdings LLC: 49% approved of 421Hanover Community Bank: 52% approved of 54Newrez LLC: 54% approved of 322Hometown Equity Mortgage, LLC: 55% approved of 1,085Citizens Bank, National Association: 55% approved of 83Manufacturers and Traders Trust Company: 57% approved of 70Loandepot.Com, LLC: 58% approved of 81Homebridge Financial Services, Inc.: 59% approved of 248Plaza Home Mortgage, Inc.: 61% approved of 262Carrington Mortgage Services, LLC: 63% approved of 171Wall Street Mortgage Bankers, Ltd.: 67% approved of 132Nationstar Mortgage LLC: 67% approved of 97Rocket Mortgage, LLC: 67% approved of 452Deephaven Mortgage LLC: 68% approved of 88Lima One Capital, LLC: 69% approved of 105United Wholesale Mortgage, LLC: 72% approved of 1,364JPMorgan Chase Bank, National Association: 74% approved of 221Champions Funding, LLC: 76% approved of 545Abl Rpc Residential Credit Acquisition LLC: 77% approved of 125American Financial Network, Inc.: 81% approved of 292Arc Home LLC: 82% approved of 183Teachers Federal Credit Union: 83% approved of 65Logan Finance Corporation: 85% approved of 589American Heritage Lending, LLC: 85% approved of 240Bpl Mortgage, LLC: 86% approved of 421A&D Mortgage LLC: 87% approved of 401Loan Funder LLC: 88% approved of 1,011Hartford Funding, Ltd.: 89% approved of 134Sunmark Credit Union: 89% approved of 82Genesee Regional Bank: 89% approved of 92The Loan Store, Inc.: 89% approved of 151Emporium Tpo LLC: 91% approved of 486Amwest Funding Corp.: 91% approved of 99United Mortgage Corp.: 91% approved of 114Reliance First Capital, LLC: 92% approved of 106Movement Mortgage, LLC: 92% approved of 83Cmg Mortgage, Inc.: 92% approved of 76Cathay Bank: 93% approved of 55Premium Mortgage Corporation: 94% approved of 80Guaranteed Rate, Inc.: 94% approved of 82Interstate Home Loan Center, Inc.: 95% approved of 56Crosscountry Mortgage, LLC: 96% approved of 198Ark Mortgage, Inc.: 97% approved of 229Citadel Servicing Corporation: 97% approved of 419Self Reliance Ny: 97% approved of 60Constructive Loans, LLC: 97% approved of 101Cliffco, Inc.: 97% approved of 144Home Town Funding, Inc.: 97% approved of 373East Coast Capital Corp.: 98% approved of 130Contour Mortgage Corporation: 98% approved of 98Meadowbrook Financial Mortgage Bankers Corp.: 98% approved of 123Velocity Commercial Capital, LLC: 99% approved of 472Dominion Financial Services, LLC: 100% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in New York

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%988 / 1,36499%$425K977
2Hometown Equity Mortgage, LLC55%600 / 1,08599%$565K593
3Loan Funder LLC88%889 / 1,01196%$405K852
4Logan Finance Corporation85%501 / 58999%$555K495
5Champions Funding, LLC76%416 / 545100%$545K415

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 334 more lenders.

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Other lending data for New York

Mortgage lenders in New YorkHome improvement loans in New YorkCash-out refinance in New YorkRefinance in New YorkInvestment property purchase in New YorkInvestment refinance in New YorkInvestment home improvement in New York

Counties in New York

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