Investment property refinance lenders in Jefferson County, New York
Fat Boy Data analyzed investment property refinance activity in Jefferson County, New York, home to Watertown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 71 applications were decided by 27 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
Community Bank, National Association made the most investment property refinances in Jefferson County, NY, 9 of them.
The typical investment property refinance here is $105K, 78% smaller than the New York typical of $485K.
Investment property refinance lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc.Limited sample | 38% | 5 / 13 | 100% | $115K | 5 |
| 2 | Community Bank, National AssociationLimited sample | 100% | 9 / 9 | 100% | $105K | 9 |
| 3 | AMERICU Credit UnionLimited sample | 88% | 7 / 8 | 100% | $105K | 7 |
| 4 | Watertown Savings BankLimited sample | 80% | 4 / 5 | 100% | $135K | 4 |
| 5 | Gouverneur Savings and Loan AssociationLimited sample | 80% | 4 / 5 | 100% | $105K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 22 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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