Investment property refinance lenders in St. Lawrence County, New York
Fat Boy Data analyzed investment property refinance activity in St. Lawrence County, New York, home to Massena, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 24 applications were decided by 13 lenders between 2023 and 2025.
St. Lawrence County at a glance
How St. Lawrence County compares
What the data shows
Community Bank, National Association made the most investment property refinances in St. Lawrence County, NY, 6 of them.
That is 43% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Lenders approved 58.3% of investment property refinance applications in St. Lawrence County, NY, 18.4 percentage points below the New York rate of 76.8%.
The typical investment property refinance here is $75K, 85% smaller than the New York typical of $485K.
Investment property refinance lenders in St. Lawrence County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Community Bank, National AssociationLimited sample | 60% | 6 / 10 | 100% | $75K | 6 |
| 2 | Royal United Mortgage LLCLimited sample | 67% | 2 / 3 | 100% | $65K | 2 |
| 3 | Northern Credit UnionLimited sample | 100% | 1 / 1 | 100% | $1.32M | 1 |
| 4 | NBT Bank, National AssociationLimited sample | 100% | 1 / 1 | 100% | $135K | 1 |
| 5 | AMERICU Credit UnionLimited sample | 100% | 1 / 1 | 100% | $115K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 8 more lenders.
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You are seeing the 5 largest investment property refinance lenders in St. Lawrence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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