Investment property cash-out lenders in St. Lawrence County, New York
Fat Boy Data analyzed investment cash-out refinance activity in St. Lawrence County, New York, home to Massena, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25 applications were decided by 17 lenders between 2023 and 2025.
St. Lawrence County at a glance
How St. Lawrence County compares
What the data shows
Gouverneur Savings and Loan Association made the most investment cash-out refinances in St. Lawrence County, NY, 4 of them.
That is 27% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
The typical investment cash-out refinance here is $105K, 75% smaller than the New York typical of $425K.
Investment property cash-out lenders in St. Lawrence County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Gouverneur Savings and Loan AssociationLimited sample | 100% | 4 / 4 | 100% | $105K | 4 |
| 2 | NBT Bank, National AssociationLimited sample | 67% | 2 / 3 | 100% | $65K | 2 |
| 3 | American Financing CorporationLimited sample | 33% | 1 / 3 | 100% | $85K | 1 |
| 4 | United Wholesale Mortgage, LLCBroker only | 100% | 2 / 2 | 100% | $345K | 2 |
| 5 | Northern Credit UnionLimited sample | 100% | 1 / 1 | 100% | $125K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 12 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in St. Lawrence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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