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investment property lenders · HMDA 2023–2025

Investment property lenders in St. Lawrence County, New York

Fat Boy Data analyzed investment property mortgage activity in St. Lawrence County, New York, home to Massena, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 263 applications were decided by 63 lenders between 2023 and 2025.

St. Lawrence County at a glance

63Active lenders2 with 20+ decisions
85.2%Market approval rate224 of 263 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up212 loans funded

How St. Lawrence County compares

Approval rate compared
St. Lawrence County85.2%New York85.2%All 616 counties87.5%
Typical loan compared
St. Lawrence County$115KNew York$465KAll 616 counties$255K

What the data shows

Community Bank, National Association made the most investment property mortgages in St. Lawrence County, NY, 51 of them.

Community Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 88% of 58.

The typical investment property mortgage here is $115K, 75% smaller than the New York typical of $465K.

Investment property lenders in St. Lawrence County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank, National Association88%51 / 58100%$105K51
2Gouverneur Savings and Loan Association83%20 / 2495%$135K19
3NBT Bank, National AssociationLimited sample88%15 / 1780%$105K12
4Movement Mortgage, LLCLimited sample100%14 / 1486%$155K12
5Carthage Savings And Loan, National AssociationLimited sample100%13 / 1385%$195K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 58 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in St. Lawrence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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