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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in York County, South Carolina

Fat Boy Data analyzed investment home improvement loan activity in York County, South Carolina, home to Rock Hill, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 87 applications were decided by 29 lenders between 2023 and 2025.

York County at a glance

29Active lenders0 with 20+ decisions
51.7%Market approval rate45 of 87 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up43 loans funded

How York County compares

Approval rate compared
York County51.7%South Carolina53.8%All 616 counties51.2%
Typical loan compared
York County$105KSouth Carolina$125KAll 616 counties$115K

What the data shows

Founders Federal Credit Union made the most investment home improvement loans in York County, SC, 5 of them.

The typical investment home improvement loan here is $105K, 16% smaller than the South Carolina typical of $125K.

Investment property improvement lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Founders Federal Credit UnionLimited sample46%6 / 1383%$75K5
2Navy Federal Credit UnionLimited sample14%1 / 7100%$115K1
3Bank of America, National AssociationLimited sample20%1 / 5100%$125K1
4SouthState Bank, National AssociationLimited sample100%5 / 580%$155K4
5State Employees'Limited sample40%2 / 5100%$15K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 24 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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