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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in York County, South Carolina

Fat Boy Data analyzed investment property refinance activity in York County, South Carolina, home to Rock Hill, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 166 applications were decided by 60 lenders between 2023 and 2025.

York County at a glance

60Active lenders2 with 20+ decisions
82.5%Market approval rate137 of 166 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up130 loans funded

How York County compares

Approval rate compared
York County82.5%South Carolina76.9%All 616 counties77.7%
Typical loan compared
York County$165KSouth Carolina$205KAll 616 counties$235K

What the data shows

Bank of York made the most investment property refinances in York County, SC, 35 of them.

That is 27% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Bank of York approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Lenders approved 82.5% of investment property refinance applications in York County, SC, 5.6 percentage points above the South Carolina rate of 76.9%.

The typical investment property refinance here is $165K, 20% smaller than the South Carolina typical of $205K.

Investment property refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.75%27 / 36100%$185K27
2Bank of York97%35 / 36100%$85K35
3Rocket Mortgage, LLCLimited sample100%9 / 9100%$155K9
4United Wholesale Mortgage, LLCBroker only56%5 / 980%$235K4
5Lima One Capital, LLCLimited sample100%6 / 6100%$175K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 55 more lenders.

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You are seeing the 5 largest investment property refinance lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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