Investment property improvement lenders in Davis County, Utah
Fat Boy Data analyzed investment home improvement loan activity in Davis County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 208 applications were decided by 22 lenders between 2023 and 2025.
Davis County at a glance
How Davis County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Davis County, UT, 87 of them.
That is 68% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
AMERICA FIRST Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 80% of 111.
Lenders approved 63.9% of investment home improvement loan applications in Davis County, UT, 9.0 percentage points above the Utah rate of 55.0%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Davis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 80% | 89 / 111 | 98% | $105K | 87 |
| 2 | Goldenwest | 65% | 20 / 31 | 90% | $75K | 18 |
| 3 | Mountain America Federal Credit UnionLimited sample | 6% | 1 / 17 | 100% | $55K | 1 |
| 4 | Zions Bancorporation, N.A.Limited sample | 20% | 1 / 5 | 100% | $65K | 1 |
| 5 | Navy Federal Credit UnionLimited sample | 40% | 2 / 5 | 100% | $75K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 17 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Davis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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