Investment property improvement lenders in Utah
Fat Boy Data analyzed investment home improvement loan activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,996 applications were decided by 82 lenders between 2023 and 2025.
Utah at a glance
How Utah compares
What the data shows
AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Utah, 593 of them.
That is 59% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Kind Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 74% of 50.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Utah
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 71% | 631 / 891 | 94% | $105K | 593 |
| 2 | Mountain America Federal Credit Union | 10% | 31 / 310 | 87% | $155K | 27 |
| 3 | Goldenwest | 60% | 122 / 204 | 87% | $105K | 106 |
| 4 | Zions Bancorporation, N.A. | 40% | 42 / 104 | 81% | $245K | 34 |
| 5 | Kind Lending, LLC | 74% | 37 / 50 | 100% | $235K | 37 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 77 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Utah. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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