Investment property cash-out lenders in Davis County, Utah
Fat Boy Data analyzed investment cash-out refinance activity in Davis County, Utah, home to Layton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 203 applications were decided by 64 lenders between 2023 and 2025.
Davis County at a glance
How Davis County compares
What the data shows
Goldenwest made the most investment cash-out refinances in Davis County, UT, 25 of them.
Goldenwest approved the highest share of applications among lenders with at least 20 decisions here, 85% of 33.
Investment property cash-out lenders in Davis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Goldenwest | 85% | 28 / 33 | 89% | $245K | 25 |
| 2 | United Wholesale Mortgage, LLCBroker only | 71% | 20 / 28 | 100% | $305K | 20 |
| 3 | Rocket Mortgage, LLCLimited sample | 78% | 7 / 9 | 100% | $305K | 7 |
| 4 | Mountain America Federal Credit UnionLimited sample | 75% | 6 / 8 | 100% | $145K | 6 |
| 5 | Newrez LLCLimited sample | 50% | 4 / 8 | 100% | $235K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 59 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Davis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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