Investment property improvement lenders in Jefferson County, Alabama
Fat Boy Data analyzed investment home improvement loan activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 395 applications were decided by 67 lenders between 2023 and 2025.
Jefferson County at a glance
How Jefferson County compares
What the data shows
Cadence Bank made the most investment home improvement loans in Jefferson County, AL, 18 of them.
Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
Lenders approved 45.1% of investment home improvement loan applications in Jefferson County, AL, 10.5 percentage points below the Alabama rate of 55.5%.
The typical investment home improvement loan here is $75K, 12% smaller than the Alabama typical of $85K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Jefferson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 15% | 12 / 78 | 67% | $55K | 8 |
| 2 | Navy Federal Credit Union | 38% | 13 / 34 | 100% | $55K | 13 |
| 3 | Deephaven Mortgage LLC | 47% | 15 / 32 | 100% | $115K | 15 |
| 4 | Cadence Bank | 87% | 20 / 23 | 90% | $85K | 18 |
| 5 | PNC Bank, National Association | 22% | 5 / 23 | 100% | $75K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 62 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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