Home improvement loan lenders in Sebastian County, Arkansas
Fat Boy Data analyzed home improvement loan activity in Sebastian County, Arkansas, home to Fort Smith, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 918 applications were decided by 43 lenders between 2023 and 2025.
Sebastian County at a glance
How Sebastian County compares
What the data shows
Arvest Bank made the most home improvement loans in Sebastian County, AR, 156 of them.
That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Armstrong Bank approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.
The typical home improvement loan here is $45K, 31% smaller than the Arkansas typical of $65K.
Only 2 lenders here typically write at or below $35K: Regions Bank, Arkansas Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Sebastian County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Arvest Bank | 65% | 162 / 250 | 96% | $55K | 156 |
| 2 | United Federal Credit Union | 62% | 118 / 191 | 86% | $45K | 101 |
| 3 | Regions Bank | 56% | 57 / 101 | 91% | $25K | 52 |
| 4 | Arkansas Federal Credit Union | 79% | 48 / 61 | 100% | $35K | 48 |
| 5 | U.S. Bank National Association | 26% | 10 / 38 | 100% | $45K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 38 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Sebastian County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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