HomeArkansasSebastian CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sebastian County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Sebastian County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,060 applications were decided by 94 lenders between 2023 and 2025.

Sebastian County at a glance

94Active lenders13 with 20+ decisions
65.1%Market approval rate690 of 1,060 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up665 loans funded

How Sebastian County compares

Approval rate compared
Sebastian County65.1%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Sebastian County$135KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sebastian County, AR, 200 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cadence Bank approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 34Amerisave Mortgage Corporation: 24% approved of 84New Day Financial, LLC: 45% approved of 31Freedom Mortgage Corporation: 52% approved of 33Loandepot.Com, LLC: 55% approved of 42Carrington Mortgage Services, LLC: 59% approved of 29Newrez LLC: 62% approved of 24Pennymac Loan Services, LLC: 67% approved of 27Nationstar Mortgage LLC: 67% approved of 21United Wholesale Mortgage, LLC: 72% approved of 39Rocket Mortgage, LLC: 75% approved of 269Arvest Bank: 86% approved of 100Cadence Bank: 89% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sebastian County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%203 / 26999%$135K200
2Arvest Bank86%86 / 100100%$125K86
3Amerisave Mortgage Corporation24%20 / 84100%$65K20
4Loandepot.Com, LLC55%23 / 42100%$115K23
5United Wholesale Mortgage, LLCBroker only72%28 / 39100%$205K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 89 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Sebastian County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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