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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sebastian County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Sebastian County, Arkansas, home to Fort Smith, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,060 applications were decided by 94 lenders between 2023 and 2025.

Sebastian County at a glance

94Active lenders13 with 20+ decisions
65.1%Market approval rate690 of 1,060 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up665 loans funded

How Sebastian County compares

Approval rate compared
Sebastian County65.1%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Sebastian County$135KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sebastian County, AR, 200 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cadence Bank approved the highest share of applications among lenders with at least 20 decisions here, 89% of 28.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 34Amerisave Mortgage Corporation: 24% approved of 84One lender: 45% approved of 31One lender: 52% approved of 33Loandepot.Com, LLC: 55% approved of 42One lender: 59% approved of 29One lender: 62% approved of 24One lender: 67% approved of 27One lender: 67% approved of 21United Wholesale Mortgage, LLC: 72% approved of 39Rocket Mortgage, LLC: 75% approved of 269Arvest Bank: 86% approved of 100One lender: 89% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sebastian County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%203 / 26999%$135K200
2Arvest Bank86%86 / 100100%$125K86
3Amerisave Mortgage Corporation24%20 / 84100%$65K20
4Loandepot.Com, LLC55%23 / 42100%$115K23
5United Wholesale Mortgage, LLCBroker only72%28 / 39100%$205K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 89 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sebastian County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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