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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Arkansas

Fat Boy Data analyzed home improvement loan activity in Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,397 applications were decided by 176 lenders between 2023 and 2025.

Arkansas at a glance

176Active lenders38 with 20+ decisions
63.4%Market approval rate8,495 of 13,397 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,900 loans funded

How Arkansas compares

Approval rate compared
Arkansas63.4%All 616 counties62.7%
Typical loan compared
Arkansas$65KAll 616 counties$75K

What the data shows

Arvest Bank made the most home improvement loans in Arkansas, 2,609 of them.

That is 33% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical home improvement loan here is $65K, 13% smaller than the the United States typical of $75K.

Only 2 lenders here typically write at or below $35K: Lendage, LLC, First National Bank.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 24One lender: 34% approved of 412One lender: 38% approved of 590Bank of America, National Association: 38% approved of 840One lender: 39% approved of 112Regions Bank: 45% approved of 1,310One lender: 47% approved of 49One lender: 52% approved of 33One lender: 52% approved of 142One lender: 54% approved of 26One lender: 56% approved of 337One lender: 56% approved of 39Bank OZK: 57% approved of 631One lender: 60% approved of 211One lender: 60% approved of 86One lender: 62% approved of 34One lender: 62% approved of 420One lender: 62% approved of 24One lender: 63% approved of 27One lender: 64% approved of 191One lender: 64% approved of 506One lender: 69% approved of 269One lender: 71% approved of 75Arvest Bank: 71% approved of 3,820One lender: 73% approved of 103Arkansas Federal Credit Union: 77% approved of 1,290One lender: 77% approved of 26One lender: 83% approved of 23One lender: 84% approved of 182One lender: 84% approved of 389One lender: 85% approved of 54One lender: 88% approved of 42One lender: 89% approved of 46One lender: 90% approved of 30One lender: 90% approved of 20One lender: 97% approved of 35One lender: 98% approved of 313One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Arkansas

LenderApprovalApprovedTaken upTypical loanLoans made
1Arvest Bank71%2,714 / 3,82096%$75K2,609
2Regions Bank45%595 / 1,31088%$45K523
3Arkansas Federal Credit Union77%987 / 1,290100%$45K987
4Bank of America, National Association38%321 / 84097%$65K311
5Bank OZK57%362 / 63194%$65K339

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 171 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Arkansas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Other lending data for Arkansas

Counties in Arkansas