HomeFloridaSumter CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sumter County, Florida

Fat Boy Data analyzed cash-out refinance activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,554 applications were decided by 168 lenders between 2023 and 2025.

Sumter County at a glance

168Active lenders14 with 20+ decisions
72.5%Market approval rate1,127 of 1,554 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,060 loans funded

How Sumter County compares

Approval rate compared
Sumter County72.5%Florida62.2%All 616 counties68.2%
Typical loan compared
Sumter County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sumter County, FL, 302 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Citizens First Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 126.

Lenders approved 72.5% of cash-out refinance applications in Sumter County, FL, 10.3 percentage points above the Florida rate of 62.2%.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 99Mortgage Research Center, LLC: 46% approved of 24New Day Financial, LLC: 49% approved of 59Newrez LLC: 51% approved of 35Carrington Mortgage Services, LLC: 55% approved of 22Vystar Credit Union: 55% approved of 65Loandepot.Com, LLC: 65% approved of 55Pennymac Loan Services, LLC: 74% approved of 38Nationstar Mortgage LLC: 74% approved of 27United Wholesale Mortgage, LLC: 79% approved of 96Freedom Mortgage Corporation: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 368Campus USA Credit Union: 89% approved of 37Citizens First Bank: 90% approved of 126

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%309 / 36898%$135K302
2Citizens First Bank90%114 / 12699%$235K113
3Amerisave Mortgage Corporation23%23 / 9987%$65K20
4United Wholesale Mortgage, LLCBroker only79%76 / 9695%$225K72
5Vystar Credit Union55%36 / 65100%$65K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 163 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Sumter County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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