HomeFloridaSumter CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Sumter County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Sumter County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 91 applications were decided by 48 lenders between 2023 and 2025.

Sumter County at a glance

48Active lenders0 with 20+ decisions
73.6%Market approval rate67 of 91 decided
$205KTypical loanmedian lender, $10K brackets
99%Borrower take-up66 loans funded

How Sumter County compares

Approval rate compared
Sumter County73.6%Florida68.9%All 616 counties73.1%
Typical loan compared
Sumter County$205KFlorida$245KAll 616 counties$205K

What the data shows

Citizens First Bank made the most investment cash-out refinances in Sumter County, FL, 6 of them.

The typical investment cash-out refinance here is $205K, 16% smaller than the Florida typical of $245K.

Investment property cash-out lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only50%6 / 12100%$155K6
2Citizens First BankLimited sample67%6 / 9100%$155K6
3Rocket Mortgage, LLCLimited sample60%3 / 5100%$205K3
4American Heritage Lending, LLCLimited sample100%4 / 4100%$245K4
5A&D Mortgage LLCLimited sample100%3 / 3100%$215K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 43 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Sumter County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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