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refinance lenders · HMDA 2023–2025

Refinance lenders in Sumter County, Florida

Fat Boy Data analyzed mortgage refinance activity in Sumter County, Florida, home to Wildwood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 968 applications were decided by 155 lenders between 2023 and 2025.

Sumter County at a glance

155Active lenders15 with 20+ decisions
78.5%Market approval rate760 of 968 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up707 loans funded

How Sumter County compares

Approval rate compared
Sumter County78.5%Florida66.8%All 616 counties76.5%
Typical loan compared
Sumter County$185KFlorida$315KAll 616 counties$295K

What the data shows

Citizens First Bank made the most mortgage refinances in Sumter County, FL, 121 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Lenders approved 78.5% of mortgage refinance applications in Sumter County, FL, 11.7 percentage points above the Florida rate of 66.8%.

The typical mortgage refinance here is $185K, 41% smaller than the Florida typical of $315K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 22One lender: 45% approved of 20Midflorida: 58% approved of 33One lender: 67% approved of 21Truist Bank: 67% approved of 46One lender: 68% approved of 25One lender: 69% approved of 29Rocket Mortgage, LLC: 76% approved of 71One lender: 76% approved of 21One lender: 86% approved of 21United Wholesale Mortgage, LLC: 89% approved of 81One lender: 90% approved of 21Citizens First Bank: 94% approved of 132One lender: 95% approved of 21One lender: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sumter County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens First Bank94%124 / 13298%$105K121
2United Wholesale Mortgage, LLCBroker only89%72 / 8190%$315K65
3Rocket Mortgage, LLC76%54 / 7194%$295K51
4Truist Bank67%31 / 4681%$105K25
5Midflorida58%19 / 33100%$85K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Sumter County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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