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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Sangamon County, Illinois

Fat Boy Data analyzed investment home improvement loan activity in Sangamon County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 103 applications were decided by 26 lenders between 2023 and 2025.

Sangamon County at a glance

26Active lenders0 with 20+ decisions
78.6%Market approval rate81 of 103 decided
$45KTypical loanmedian lender, $10K brackets
90%Borrower take-up73 loans funded

How Sangamon County compares

Approval rate compared
Sangamon County78.6%Illinois46.4%All 616 counties51.2%
Typical loan compared
Sangamon County$45KIllinois$95KAll 616 counties$115K

What the data shows

INB, National Association made the most investment home improvement loans in Sangamon County, IL, 17 of them.

Lenders approved 78.6% of investment home improvement loan applications in Sangamon County, IL, 32.3 percentage points above the Illinois rate of 46.4%.

The typical investment home improvement loan here is $45K, 53% smaller than the Illinois typical of $95K.

Investment property improvement lenders in Sangamon County

LenderApprovalApprovedTaken upTypical loanLoans made
1INB, National AssociationLimited sample100%19 / 1989%$45K17
2Bank of SpringfieldLimited sample100%12 / 12100%$45K12
3Bank & Trust CompanyLimited sample100%10 / 10100%$25K10
4Citizens Equity First Credit UnionLimited sample38%3 / 867%$25K2
5United Community BankLimited sample83%5 / 6100%$55K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 21 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Sangamon County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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