Investment property improvement lenders in Sangamon County, Illinois
Fat Boy Data analyzed investment home improvement loan activity in Sangamon County, Illinois, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 103 applications were decided by 26 lenders between 2023 and 2025.
Sangamon County at a glance
How Sangamon County compares
What the data shows
INB, National Association made the most investment home improvement loans in Sangamon County, IL, 17 of them.
Lenders approved 78.6% of investment home improvement loan applications in Sangamon County, IL, 32.3 percentage points above the Illinois rate of 46.4%.
The typical investment home improvement loan here is $45K, 53% smaller than the Illinois typical of $95K.
Investment property improvement lenders in Sangamon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | INB, National AssociationLimited sample | 100% | 19 / 19 | 89% | $45K | 17 |
| 2 | Bank of SpringfieldLimited sample | 100% | 12 / 12 | 100% | $45K | 12 |
| 3 | Bank & Trust CompanyLimited sample | 100% | 10 / 10 | 100% | $25K | 10 |
| 4 | Citizens Equity First Credit UnionLimited sample | 38% | 3 / 8 | 67% | $25K | 2 |
| 5 | United Community BankLimited sample | 83% | 5 / 6 | 100% | $55K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 21 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Sangamon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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