Investment property cash-out lenders in Sangamon County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in Sangamon County, Illinois, home to Springfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 132 applications were decided by 44 lenders between 2023 and 2025.
Sangamon County at a glance
How Sangamon County compares
What the data shows
Citizens Equity First Credit Union made the most investment cash-out refinances in Sangamon County, IL, 19 of them.
The typical investment cash-out refinance here is $75K, 59% smaller than the Illinois typical of $185K.
Investment property cash-out lenders in Sangamon County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Equity First Credit UnionLimited sample | 100% | 19 / 19 | 100% | $75K | 19 |
| 2 | Security Bank, S.B.Limited sample | 100% | 12 / 12 | 100% | $75K | 12 |
| 3 | United Wholesale Mortgage, LLCBroker only | 86% | 6 / 7 | 100% | $65K | 6 |
| 4 | American Heritage Lending, LLCLimited sample | 67% | 4 / 6 | 25% | $145K | 1 |
| 5 | United Community BankLimited sample | 100% | 5 / 5 | 100% | $75K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 39 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Sangamon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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