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refinance lenders · HMDA 2023–2025

Refinance lenders in Cecil County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Cecil County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 921 applications were decided by 123 lenders between 2023 and 2025.

Cecil County at a glance

123Active lenders11 with 20+ decisions
79.7%Market approval rate734 of 921 decided
$285KTypical loanmedian lender, $10K brackets
89%Borrower take-up654 loans funded

How Cecil County compares

Approval rate compared
Cecil County79.7%Maryland76.1%All 616 counties76.5%
Typical loan compared
Cecil County$285KMaryland$405KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Cecil County, MD, 85 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 51.

The typical mortgage refinance here is $285K, 30% smaller than the Maryland typical of $405K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 55% approved of 20One lender: 65% approved of 31One lender: 68% approved of 28PNC Bank, National Association: 78% approved of 116Aberdeen Proving Ground Federal Credit Union: 79% approved of 92One lender: 83% approved of 35Rocket Mortgage, LLC: 83% approved of 65United Wholesale Mortgage, LLC: 91% approved of 57One lender: 92% approved of 37Freedom Mortgage Corporation: 94% approved of 51One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cecil County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association78%90 / 11694%$105K85
2Aberdeen Proving Ground Federal Credit Union79%73 / 9277%$105K56
3Rocket Mortgage, LLC83%54 / 6589%$285K48
4United Wholesale Mortgage, LLCBroker only91%52 / 5788%$375K46
5Freedom Mortgage Corporation94%48 / 5177%$355K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 118 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cecil County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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