All Credit Considered Mortgage, Inc. mortgage approval rate & lending review
All Credit Considered Mortgage, Inc. decided 5,908 mortgage applications and funded 4,332 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions All Credit Considered Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
All Credit Considered Mortgage, Inc. at a glance
Approval is 9.6 points below the 82.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 2,085 / 2,641 | 100% | $325K | 2,085 |
| Cash-out refinance | 64% | 314 / 490 | 100% | $315K | 314 |
| Refinance | 66% | 169 / 257 | 100% | $305K | 169 |
| Investment property purchase | 76% | 1,060 / 1,386 | 100% | $265K | 1,060 |
| Investment cash-out refinance | 63% | 556 / 879 | 100% | $245K | 556 |
| Investment refinance | 58% | 148 / 255 | 100% | $255K | 148 |
All Credit Considered Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $265K | 1,056 | 758 |
| Texas | 69% | $265K | 918 | 638 |
| California | 71% | $485K | 840 | 599 |
| New Jersey | 79% | $405K | 517 | 408 |
| Maryland | 78% | $325K | 373 | 290 |
| Virginia | 82% | $415K | 231 | 190 |
| Arizona | 62% | $315K | 224 | 138 |
| Georgia | 73% | $305K | 215 | 158 |
| North Carolina | 76% | $265K | 204 | 156 |
| Illinois | 73% | $275K | 179 | 130 |
| Pennsylvania | 68% | $285K | 122 | 83 |
| Washington | 70% | $495K | 122 | 86 |
| Nevada | 74% | $315K | 119 | 88 |
| Colorado | 71% | $425K | 104 | 74 |
| South Carolina | 81% | $255K | 89 | 72 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where All Credit Considered Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Osceola County, FL | Investment property purchase | 82% | 56 | 46 |
| Orange County, FL | Investment property purchase | 80% | 54 | 43 |
| Polk County, FL | Investment property purchase | 80% | 46 | 37 |
| Miami-Dade County, FL | Investment property purchase | 51% | 70 | 36 |
| Broward County, FL | Investment property purchase | 57% | 40 | 23 |
| Miami-Dade County, FL | Investment cash-out refinance | 53% | 38 | 20 |
| Tulare County, CA | Investment cash-out refinance | 75% | 24 | 18 |
| Montgomery County, TX | Investment property purchase | 76% | 21 | 16 |
| Maricopa County, AZ | Investment cash-out refinance | 50% | 28 | 14 |
| Harris County, TX | Investment cash-out refinance | 52% | 25 | 13 |
| Broward County, FL | Investment cash-out refinance | 42% | 24 | 10 |
| Maricopa County, AZ | Investment refinance | 30% | 20 | 6 |
The county markets where All Credit Considered Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about All Credit Considered Mortgage, Inc.
What is All Credit Considered Mortgage, Inc.'s mortgage approval rate?
All Credit Considered Mortgage, Inc. approved 73.3% of the 5,908 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points below the 82.9% national rate for the same mix of loan types.
How often do borrowers take the loan All Credit Considered Mortgage, Inc. offers?
Borrowers accepted 100% of the loans All Credit Considered Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does All Credit Considered Mortgage, Inc. make?
The typical home purchase mortgage loan All Credit Considered Mortgage, Inc. made was $325K; across all loan types its typical loan ran from $245K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does All Credit Considered Mortgage, Inc. lend?
All Credit Considered Mortgage, Inc. decided applications in 42 of the states Fat Boy Data covers, most of them in Florida, Texas and California.
Can I apply to All Credit Considered Mortgage, Inc. directly?
Yes. All Credit Considered Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show All Credit Considered Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how All Credit Considered Mortgage, Inc. treats applications, then get a rate quote from the lender.