Lender profile · HMDA 2023–2025
All Credit Considered Mortgage, Inc. mortgage approval rates & lending data
All Credit Considered Mortgage, Inc. decided 5,908 mortgage applications and funded 4,332 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 2,085 / 2,641 | 100% | $325K | 2,085 |
| Cash-out refinance | 64% | 314 / 490 | 100% | $315K | 314 |
| Refinance | 66% | 169 / 257 | 100% | $305K | 169 |
| Investment property purchase | 76% | 1,060 / 1,386 | 100% | $265K | 1,060 |
| Investment cash-out refinance | 63% | 556 / 879 | 100% | $245K | 556 |
| Investment refinance | 58% | 148 / 255 | 100% | $255K | 148 |
All Credit Considered Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $265K | 1,056 | 758 |
| Texas | 69% | $265K | 918 | 638 |
| California | 71% | $485K | 840 | 599 |
| New Jersey | 79% | $405K | 517 | 408 |
| Maryland | 78% | $325K | 373 | 290 |
| Virginia | 82% | $415K | 231 | 190 |
| Arizona | 62% | $315K | 224 | 138 |
| Georgia | 73% | $305K | 215 | 158 |
| North Carolina | 76% | $265K | 204 | 156 |
| Illinois | 73% | $275K | 179 | 130 |
| Pennsylvania | 68% | $285K | 122 | 83 |
| Washington | 70% | $495K | 122 | 86 |
| Nevada | 74% | $315K | 119 | 88 |
| Colorado | 71% | $425K | 104 | 74 |
| South Carolina | 81% | $255K | 89 | 72 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.