Amerant Bank, National Association mortgage approval rate & lending review
Amerant Bank, National Association decided 1,643 mortgage applications and funded 986 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Amerant Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Amerant Bank, National Association at a glance
Approval is 0.7 points above the 64.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 66% | 571 / 867 | 90% | $205K | 513 |
| Cash-out refinance | 71% | 416 / 586 | 94% | $305K | 390 |
| Investment cash-out refinance | 48% | 20 / 42 | 75% | $145K | 15 |
| Investment home improvement | 36% | 37 / 102 | 95% | $245K | 35 |
Amerant Bank, National Association lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Amerant Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Home improvement loans | 67% | 417 | 255 |
| Miami-Dade County, FL | Cash-out refinance | 74% | 304 | 207 |
| Broward County, FL | Home improvement loans | 67% | 197 | 121 |
| Broward County, FL | Cash-out refinance | 71% | 112 | 75 |
| Palm Beach County, FL | Home improvement loans | 73% | 82 | 59 |
| Palm Beach County, FL | Cash-out refinance | 65% | 66 | 41 |
| Harris County, TX | Home improvement loans | 52% | 77 | 33 |
| Fort Bend County, TX | Cash-out refinance | 67% | 33 | 22 |
| Fort Bend County, TX | Home improvement loans | 66% | 47 | 21 |
| Miami-Dade County, FL | Investment home improvement | 32% | 47 | 15 |
| Hillsborough County, FL | Home improvement loans | 50% | 22 | 10 |
| Miami-Dade County, FL | Investment cash-out refinance | 54% | 24 | 10 |
The county markets where Amerant Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Amerant Bank, National Association
What is Amerant Bank, National Association's mortgage approval rate?
Amerant Bank, National Association approved 65.6% of the 1,643 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.7 points above the 64.8% national rate for the same mix of loan types.
How often do borrowers take the loan Amerant Bank, National Association offers?
Borrowers accepted 92% of the loans Amerant Bank, National Association approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Amerant Bank, National Association make?
The typical home improvement loan loan Amerant Bank, National Association made was $205K; across all loan types its typical loan ran from $145K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Amerant Bank, National Association lend?
Amerant Bank, National Association decided applications in 4 of the states Fat Boy Data covers, most of them in Florida, Texas and New Jersey.
Can I apply to Amerant Bank, National Association directly?
Yes. Amerant Bank, National Association is a bank or credit union with 23 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Amerant Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Amerant Bank, National Association treats applications, then get a rate quote from the lender.