Lender profile · HMDA 2023–2025
Amerant Bank, National Association mortgage approval rates & lending data
Amerant Bank, National Association decided 1,643 mortgage applications and funded 986 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 66% | 571 / 867 | 90% | $205K | 513 |
| Cash-out refinance | 71% | 416 / 586 | 94% | $305K | 390 |
| Investment cash-out refinance | 48% | 20 / 42 | 75% | $145K | 15 |
| Investment home improvement | 36% | 37 / 102 | 95% | $245K | 35 |
Amerant Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 66% | $205K | 1,408 | 865 |
| Texas | 61% | $265K | 233 | 119 |
| New Jersey | 100% | $1.24M | 1 | 1 |
| New York | 100% | $5.42M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.