Center Parc Credit Union mortgage approval rate & lending review
Center Parc Credit Union decided 1,532 mortgage applications and funded 722 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Center Parc Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Center Parc Credit Union at a glance
Approval is 19.2 points below the 70.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 109 / 143 | 92% | $345K | 100 |
| Home improvement loans | 74% | 53 / 72 | 87% | $85K | 46 |
| Cash-out refinance | 49% | 578 / 1,169 | 92% | $75K | 534 |
| Refinance | 17% | 12 / 69 | 100% | $195K | 12 |
| Investment cash-out refinance | 31% | 16 / 52 | 81% | $145K | 13 |
Center Parc Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 53% | $75K | 1,144 | 560 |
| Florida | 49% | $65K | 71 | 32 |
| North Carolina | 57% | $105K | 63 | 31 |
| South Carolina | 28% | $65K | 50 | 13 |
| Alabama | 48% | $75K | 33 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Center Parc Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fulton County, GA | Cash-out refinance | 52% | 155 | 72 |
| DeKalb County, GA | Cash-out refinance | 51% | 118 | 55 |
| Gwinnett County, GA | Cash-out refinance | 53% | 101 | 47 |
| Henry County, GA | Cash-out refinance | 57% | 72 | 38 |
| Clayton County, GA | Cash-out refinance | 55% | 62 | 27 |
| Cobb County, GA | Cash-out refinance | 59% | 41 | 23 |
| Walton County, GA | Cash-out refinance | 71% | 31 | 20 |
| Newton County, GA | Cash-out refinance | 39% | 49 | 19 |
| Cherokee County, GA | Cash-out refinance | 78% | 23 | 18 |
| Douglas County, GA | Cash-out refinance | 48% | 29 | 13 |
| Muscogee County, GA | Cash-out refinance | 36% | 28 | 10 |
| Paulding County, GA | Cash-out refinance | 50% | 22 | 10 |
The county markets where Center Parc Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Center Parc Credit Union
What is Center Parc Credit Union's mortgage approval rate?
Center Parc Credit Union approved 51.3% of the 1,532 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.2 points below the 70.5% national rate for the same mix of loan types.
How often do borrowers take the loan Center Parc Credit Union offers?
Borrowers accepted 92% of the loans Center Parc Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Center Parc Credit Union make?
The typical cash-out refinance loan Center Parc Credit Union made was $75K; across all loan types its typical loan ran from $75K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Center Parc Credit Union lend?
Center Parc Credit Union decided applications in 40 of the states Fat Boy Data covers, most of them in Georgia, Florida and North Carolina.
Can I apply to Center Parc Credit Union directly?
Yes. Center Parc Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Center Parc Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Center Parc Credit Union treats applications, then get a rate quote from the lender.