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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clayton County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Clayton County, Georgia, home to Forest Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,711 applications were decided by 214 lenders between 2023 and 2025.

Clayton County at a glance

214Active lenders34 with 20+ decisions
54.5%Market approval rate3,113 of 5,711 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,885 loans funded

How Clayton County compares

Approval rate compared
Clayton County54.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Clayton County$165KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clayton County, GA, 744 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Lenders approved 54.5% of cash-out refinance applications in Clayton County, GA, 9.6 percentage points below the Georgia rate of 64.2%.

The typical cash-out refinance here is $165K, 15% smaller than the Georgia typical of $195K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 76One lender: 16% approved of 75Amerisave Mortgage Corporation: 18% approved of 370One lender: 29% approved of 21American Financing Corporation: 33% approved of 685One lender: 37% approved of 245One lender: 38% approved of 121Newrez LLC: 40% approved of 279One lender: 42% approved of 62One lender: 43% approved of 23One lender: 45% approved of 20One lender: 45% approved of 122One lender: 48% approved of 25One lender: 48% approved of 114One lender: 52% approved of 155One lender: 55% approved of 62One lender: 60% approved of 229One lender: 63% approved of 68One lender: 63% approved of 71One lender: 64% approved of 28One lender: 65% approved of 57One lender: 65% approved of 172One lender: 65% approved of 144One lender: 66% approved of 38United Wholesale Mortgage, LLC: 68% approved of 368One lender: 72% approved of 25Rocket Mortgage, LLC: 73% approved of 1,051One lender: 74% approved of 35One lender: 75% approved of 138One lender: 81% approved of 21One lender: 82% approved of 39One lender: 84% approved of 69One lender: 90% approved of 29One lender: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Clayton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%766 / 1,05197%$165K744
2American Financing Corporation33%227 / 68581%$175K184
3Amerisave Mortgage Corporation18%67 / 370100%$135K67
4United Wholesale Mortgage, LLCBroker only68%252 / 36897%$205K245
5Newrez LLC40%113 / 27998%$155K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 209 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Clayton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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