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investment property lenders · HMDA 2023–2025

Investment property lenders in Berkeley County, West Virginia

Fat Boy Data analyzed investment property mortgage activity in Berkeley County, West Virginia, home to Martinsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 999 applications were decided by 159 lenders between 2023 and 2025.

Berkeley County at a glance

159Active lenders8 with 20+ decisions
90.0%Market approval rate899 of 999 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up862 loans funded

How Berkeley County compares

Approval rate compared
Berkeley County90.0%West Virginia88.4%All 616 counties87.5%
Typical loan compared
Berkeley County$205KWest Virginia$185KAll 616 counties$255K

What the data shows

Lennar Mortgage, LLC made the most investment property mortgages in Berkeley County, WV, 103 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical investment property mortgage here is $205K, 11% larger than the West Virginia typical of $185K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 88% approved of 40Loandepot.Com, LLC: 91% approved of 79One lender: 91% approved of 35Lennar Mortgage, LLC: 94% approved of 110Integrity Home Mortgage Corporation: 94% approved of 72City National Bank of West Virginia: 98% approved of 44Jefferson Security Bank: 98% approved of 51One lender: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Berkeley County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lennar Mortgage, LLC94%103 / 110100%$195K103
2Loandepot.Com, LLC91%72 / 79100%$195K72
3Integrity Home Mortgage Corporation94%68 / 7282%$215K56
4Jefferson Security Bank98%50 / 5198%$175K49
5City National Bank of West Virginia98%43 / 4491%$205K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 154 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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