refinance lenders · HMDA 2023–2025

Refinance lenders in Kanawha County, West Virginia

Fat Boy Data analyzed mortgage refinance activity in Kanawha County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,150 applications were decided by 76 lenders between 2023 and 2025.

Kanawha County at a glance

76Active lenders11 with 20+ decisions
74.5%Market approval rate857 of 1,150 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up796 loans funded

How Kanawha County compares

Approval rate compared
Kanawha County74.5%West Virginia76.0%All 616 counties76.5%
Typical loan compared
Kanawha County$85KWest Virginia$145KAll 616 counties$295K

What the data shows

City National Bank of West Virginia made the most mortgage refinances in Kanawha County, WV, 254 of them.

That is 32% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $85K, 41% smaller than the West Virginia typical of $145K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 26WesBanco Bank, Inc.: 55% approved of 22Mortgage Research Center, LLC: 60% approved of 35The Huntington National Bank: 61% approved of 77Royal United Mortgage LLC: 61% approved of 36Truist Bank: 72% approved of 166City National Bank of West Virginia: 77% approved of 348Rocket Mortgage, LLC: 80% approved of 84United Wholesale Mortgage, LLC: 90% approved of 30Freedom Mortgage Corporation: 90% approved of 30The State Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Kanawha County

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia77%267 / 34895%$65K254
2Truist Bank72%119 / 16685%$65K101
3Rocket Mortgage, LLC80%67 / 8488%$145K59
4The Huntington National Bank61%47 / 7794%$105K44
5Royal United Mortgage LLC61%22 / 3695%$85K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Kanawha County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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