refinance lenders · HMDA 2023–2025

Refinance lenders in Kanawha County, West Virginia

Fat Boy Data analyzed mortgage refinance activity in Kanawha County, West Virginia, home to Charleston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,150 applications were decided by 76 lenders between 2023 and 2025.

Kanawha County at a glance

76Active lenders11 with 20+ decisions
74.5%Market approval rate857 of 1,150 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up796 loans funded

How Kanawha County compares

Approval rate compared
Kanawha County74.5%West Virginia76.0%All 616 counties76.5%
Typical loan compared
Kanawha County$85KWest Virginia$145KAll 616 counties$295K

What the data shows

City National Bank of West Virginia made the most mortgage refinances in Kanawha County, WV, 254 of them.

That is 32% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

The State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $85K, 41% smaller than the West Virginia typical of $145K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 26One lender: 55% approved of 22One lender: 60% approved of 35The Huntington National Bank: 61% approved of 77Royal United Mortgage LLC: 61% approved of 36Truist Bank: 72% approved of 166City National Bank of West Virginia: 77% approved of 348Rocket Mortgage, LLC: 80% approved of 84One lender: 90% approved of 30One lender: 90% approved of 30One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Kanawha County

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia77%267 / 34895%$65K254
2Truist Bank72%119 / 16685%$65K101
3Rocket Mortgage, LLC80%67 / 8488%$145K59
4The Huntington National Bank61%47 / 7794%$105K44
5Royal United Mortgage LLC61%22 / 3695%$85K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 71 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Kanawha County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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