Home improvement loan lenders in Berkeley County, West Virginia
Fat Boy Data analyzed home improvement loan activity in Berkeley County, West Virginia, home to Martinsburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,361 applications were decided by 77 lenders between 2023 and 2025.
Berkeley County at a glance
How Berkeley County compares
What the data shows
City National Bank of West Virginia made the most home improvement loans in Berkeley County, WV, 228 of them.
That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
CNB Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.
Only 1 lender here typically writes at or below $35K: CNB Bank, Inc..
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Berkeley County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | 63% | 239 / 377 | 95% | $55K | 228 |
| 2 | Navy Federal Credit Union | 69% | 109 / 157 | 97% | $55K | 106 |
| 3 | Truist Bank | 45% | 60 / 133 | 90% | $65K | 54 |
| 4 | Discover Bank | 38% | 30 / 80 | 100% | $55K | 30 |
| 5 | Bank of America, National Association | 20% | 12 / 59 | 100% | $55K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 72 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Berkeley County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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