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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kanawha County, West Virginia

Fat Boy Data analyzed home improvement loan activity in Kanawha County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,249 applications were decided by 48 lenders between 2023 and 2025.

Kanawha County at a glance

48Active lenders10 with 20+ decisions
52.4%Market approval rate655 of 1,249 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up621 loans funded

How Kanawha County compares

Approval rate compared
Kanawha County52.4%West Virginia57.1%All 616 counties62.7%
Typical loan compared
Kanawha County$45KWest Virginia$55KAll 616 counties$75K

What the data shows

City National Bank of West Virginia made the most home improvement loans in Kanawha County, WV, 264 of them.

That is 43% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Members Choice WV Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 54.

The typical home improvement loan here is $45K, 18% smaller than the West Virginia typical of $55K.

Only 2 lenders here typically write at or below $35K: Members Choice WV Federal Credit Union, CAMC Federal Credit Union.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 14% approved of 21Discover Bank: 17% approved of 30The Huntington National Bank: 37% approved of 216Truist Bank: 45% approved of 123Fifth Third Bank, National Association: 48% approved of 46United Bank: 53% approved of 30City National Bank of West Virginia: 56% approved of 498WesBanco Bank, Inc.: 66% approved of 38CAMC Federal Credit Union: 86% approved of 43Members Choice WV Federal Credit Union: 94% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Kanawha County

LenderApprovalApprovedTaken upTypical loanLoans made
1City National Bank of West Virginia56%278 / 49895%$45K264
2The Huntington National Bank37%80 / 21696%$55K77
3Truist Bank45%55 / 12389%$55K49
4Members Choice WV Federal Credit Union94%51 / 54100%$15K51
5Fifth Third Bank, National Association48%22 / 4695%$55K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 43 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Kanawha County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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