Refinance lenders in Fayette County, Kentucky
Fat Boy Data analyzed mortgage refinance activity in Fayette County, Kentucky, home to Lexington-Fayette urban county, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,409 applications were decided by 173 lenders between 2023 and 2025.
Fayette County at a glance
How Fayette County compares
What the data shows
University of Kentucky made the most mortgage refinances in Fayette County, KY, 775 of them.
That is 30% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 76.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Fayette County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | University of Kentucky | 77% | 864 / 1,119 | 90% | $105K | 775 |
| 2 | Fifth Third Bank, National Association | 75% | 198 / 263 | 94% | $105K | 187 |
| 3 | Central Bank & Trust Co. | 92% | 204 / 221 | 98% | $115K | 200 |
| 4 | PNC Bank, National Association | 81% | 116 / 143 | 97% | $105K | 112 |
| 5 | Guardian Savings Bank | 90% | 113 / 125 | 96% | $295K | 109 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 168 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Fayette County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.