Lender profile · HMDA 2023–2025
First Financial Bank (Ohio) mortgage approval rates & lending data
First Financial Bank (Ohio) decided 13,631 mortgage applications and funded 10,256 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 5,747 / 6,572 | 100% | $165K | 5,718 |
| Home improvement loans | 61% | 1,643 / 2,715 | 98% | $75K | 1,616 |
| Cash-out refinance | 70% | 2,141 / 3,075 | 98% | $125K | 2,108 |
| Refinance | 70% | 350 / 502 | 99% | $385K | 345 |
| Investment property purchase | 80% | 286 / 358 | 98% | $135K | 280 |
| Investment cash-out refinance | 51% | 100 / 197 | 96% | $105K | 96 |
| Investment refinance | 65% | 22 / 34 | 82% | $295K | 18 |
| Investment home improvement | 44% | 79 / 178 | 95% | $75K | 75 |
First Financial Bank (Ohio) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 75% | $215K | 7,490 | 5,568 |
| Indiana | 72% | $105K | 2,902 | 2,074 |
| Kentucky | 84% | $155K | 2,853 | 2,389 |
| Illinois | 54% | $75K | 184 | 98 |
| Florida | 75% | $355K | 106 | 79 |
| Michigan | 62% | $215K | 26 | 16 |
| South Carolina | 70% | $465K | 23 | 16 |
| Georgia | 43% | $305K | 7 | 2 |
| Pennsylvania | 29% | $245K | 7 | 2 |
| Tennessee | 83% | $275K | 6 | 5 |
| North Carolina | 60% | $385K | 5 | 3 |
| Arizona | 0% | — | 3 | 0 |
| Colorado | 67% | $215K | 3 | 2 |
| Missouri | 0% | — | 3 | 0 |
| Alaska | 0% | — | 2 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.