Lender profile · HMDA 2023–2025
Hanscom mortgage approval rates & lending data
Hanscom decided 3,460 mortgage applications and funded 2,460 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 384 / 491 | 90% | $335K | 345 |
| Home improvement loans | 83% | 1,241 / 1,496 | 92% | $105K | 1,137 |
| Cash-out refinance | 44% | 55 / 126 | 98% | $365K | 54 |
| Refinance | 72% | 869 / 1,206 | 95% | $205K | 829 |
| Investment property purchase | 88% | 52 / 59 | 100% | $405K | 52 |
| Investment home improvement | 45% | 20 / 44 | 95% | $255K | 19 |
Hanscom lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 77% | $205K | 2,696 | 1,914 |
| New Hampshire | 82% | $105K | 211 | 160 |
| Virginia | 83% | $235K | 111 | 89 |
| Rhode Island | 53% | $95K | 55 | 27 |
| Florida | 61% | $175K | 51 | 31 |
| New Jersey | 65% | $115K | 51 | 31 |
| Maine | 82% | $215K | 40 | 33 |
| California | 84% | $375K | 38 | 26 |
| Connecticut | 96% | $105K | 25 | 24 |
| South Carolina | 83% | $85K | 23 | 17 |
| Georgia | 73% | $125K | 22 | 14 |
| Maryland | 86% | $155K | 22 | 19 |
| North Carolina | 88% | $215K | 16 | 14 |
| Pennsylvania | 82% | $205K | 11 | 8 |
| Ohio | 60% | $145K | 10 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.