Homexpress Mortgage Corp. mortgage approval rate & lending review
Homexpress Mortgage Corp. decided 29,543 mortgage applications and funded 16,484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Homexpress Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to homexmortgage.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Homexpress Mortgage Corp. at a glance
Approval is 22.1 points below the 79.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 59% | 2,891 / 4,923 | 99% | $515K | 2,864 |
| Cash-out refinance | 53% | 1,443 / 2,741 | 98% | $455K | 1,420 |
| Refinance | 46% | 369 / 802 | 98% | $615K | 363 |
| Investment property purchase | 63% | 4,586 / 7,258 | 97% | $255K | 4,471 |
| Investment cash-out refinance | 57% | 6,351 / 11,189 | 98% | $235K | 6,205 |
| Investment refinance | 46% | 1,200 / 2,630 | 97% | $245K | 1,161 |
Homexpress Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 55% | $265K | 5,736 | 3,066 |
| California | 58% | $605K | 5,090 | 2,899 |
| Texas | 55% | $215K | 3,908 | 2,075 |
| Arizona | 57% | $345K | 1,005 | 568 |
| Georgia | 52% | $265K | 984 | 503 |
| Pennsylvania | 58% | $175K | 824 | 464 |
| Maryland | 58% | $165K | 788 | 446 |
| New Jersey | 64% | $375K | 756 | 479 |
| Ohio | 54% | $135K | 743 | 389 |
| Illinois | 59% | $235K | 676 | 382 |
| Tennessee | 55% | $235K | 657 | 349 |
| Washington | 56% | $405K | 587 | 321 |
| Nevada | 63% | $265K | 585 | 363 |
| North Carolina | 57% | $195K | 573 | 321 |
| Hawaii | 58% | $515K | 468 | 269 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Homexpress Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment cash-out refinance | 59% | 371 | 213 |
| Miami-Dade County, FL | Investment cash-out refinance | 56% | 257 | 143 |
| Cook County, IL | Investment cash-out refinance | 59% | 217 | 124 |
| Harris County, TX | Investment property purchase | 60% | 202 | 120 |
| Los Angeles County, CA | Investment property purchase | 64% | 177 | 111 |
| Clark County, NV | Investment property purchase | 69% | 163 | 109 |
| Dallas County, TX | Investment cash-out refinance | 54% | 197 | 106 |
| Orange County, CA | Mortgage lenders | 65% | 163 | 105 |
| Harris County, TX | Investment cash-out refinance | 45% | 241 | 103 |
| Jackson County, MO | Investment cash-out refinance | 68% | 148 | 101 |
| Hillsborough County, FL | Investment cash-out refinance | 55% | 182 | 99 |
| Palm Beach County, FL | Investment property purchase | 65% | 157 | 99 |
The county markets where Homexpress Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Homexpress Mortgage Corp.
What is Homexpress Mortgage Corp.'s mortgage approval rate?
Homexpress Mortgage Corp. approved 57.0% of the 29,543 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.1 points below the 79.1% national rate for the same mix of loan types.
How often do borrowers take the loan Homexpress Mortgage Corp. offers?
Borrowers accepted 98% of the loans Homexpress Mortgage Corp. approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Homexpress Mortgage Corp. make?
The typical investment cash-out refinance loan Homexpress Mortgage Corp. made was $235K; across all loan types its typical loan ran from $235K to $615K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Homexpress Mortgage Corp. lend?
Homexpress Mortgage Corp. decided applications in 47 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Homexpress Mortgage Corp. directly?
No. Homexpress Mortgage Corp. is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is homexmortgage.com.
Does this page show Homexpress Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Homexpress Mortgage Corp. treats applications, then get a rate quote from the lender.