Oaktree Funding Corp. mortgage approval rate & lending review
Oaktree Funding Corp. decided 6,222 mortgage applications and funded 2,785 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Oaktree Funding Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Oaktree Funding Corp. at a glance
Approval is 15.0 points above the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,039 / 1,144 | 55% | $525K | 569 |
| Cash-out refinance | 92% | 1,642 / 1,786 | 47% | $325K | 765 |
| Refinance | 93% | 198 / 214 | 35% | $885K | 70 |
| Investment property purchase | 92% | 943 / 1,021 | 53% | $335K | 496 |
| Investment cash-out refinance | 93% | 1,468 / 1,584 | 46% | $305K | 682 |
| Investment refinance | 94% | 446 / 472 | 45% | $365K | 202 |
Oaktree Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $365K | 1,839 | 816 |
| Florida | 91% | $335K | 1,021 | 432 |
| Texas | 89% | $245K | 489 | 189 |
| Arizona | 93% | $365K | 462 | 247 |
| Georgia | 92% | $275K | 209 | 82 |
| Pennsylvania | 88% | $315K | 178 | 100 |
| Washington | 92% | $475K | 178 | 90 |
| New Jersey | 93% | $285K | 160 | 71 |
| Illinois | 90% | $425K | 156 | 65 |
| Maryland | 94% | $195K | 156 | 72 |
| Massachusetts | 87% | $435K | 123 | 56 |
| Nevada | 94% | $415K | 109 | 48 |
| Tennessee | 95% | $175K | 99 | 44 |
| Colorado | 93% | $335K | 92 | 43 |
| Ohio | 87% | $215K | 86 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Oaktree Funding Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 94% | 250 | 113 |
| Los Angeles County, CA | Investment cash-out refinance | 94% | 128 | 48 |
| Orange County, CA | Cash-out refinance | 88% | 94 | 44 |
| San Diego County, CA | Cash-out refinance | 95% | 88 | 38 |
| Maricopa County, AZ | Investment cash-out refinance | 92% | 64 | 29 |
| Riverside County, CA | Investment cash-out refinance | 98% | 44 | 29 |
| Maricopa County, AZ | Investment refinance | 98% | 50 | 28 |
| Philadelphia County, PA | Investment cash-out refinance | 91% | 44 | 26 |
| Miami-Dade County, FL | Cash-out refinance | 94% | 70 | 25 |
| San Diego County, CA | Investment cash-out refinance | 93% | 42 | 21 |
| Miami-Dade County, FL | Investment cash-out refinance | 92% | 52 | 20 |
| Palm Beach County, FL | Cash-out refinance | 88% | 48 | 17 |
The county markets where Oaktree Funding Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Oaktree Funding Corp.
What is Oaktree Funding Corp.'s mortgage approval rate?
Oaktree Funding Corp. approved 92.2% of the 6,222 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.0 points above the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Oaktree Funding Corp. offers?
Borrowers accepted 49% of the loans Oaktree Funding Corp. approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Oaktree Funding Corp. make?
The typical cash-out refinance loan Oaktree Funding Corp. made was $325K; across all loan types its typical loan ran from $305K to $885K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Oaktree Funding Corp. lend?
Oaktree Funding Corp. decided applications in 47 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Oaktree Funding Corp. directly?
Yes. Oaktree Funding Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Oaktree Funding Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Oaktree Funding Corp. treats applications, then get a rate quote from the lender.