Lender profile · HMDA 2023–2025
Oaktree Funding Corp. mortgage approval rates & lending data
Oaktree Funding Corp. decided 6,222 mortgage applications and funded 2,785 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,039 / 1,144 | 55% | $525K | 569 |
| Cash-out refinance | 92% | 1,642 / 1,786 | 47% | $325K | 765 |
| Refinance | 93% | 198 / 214 | 35% | $885K | 70 |
| Investment property purchase | 92% | 943 / 1,021 | 53% | $335K | 496 |
| Investment cash-out refinance | 93% | 1,468 / 1,584 | 46% | $305K | 682 |
| Investment refinance | 94% | 446 / 472 | 45% | $365K | 202 |
Oaktree Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $365K | 1,839 | 816 |
| Florida | 91% | $335K | 1,021 | 432 |
| Texas | 89% | $245K | 489 | 189 |
| Arizona | 93% | $365K | 462 | 247 |
| Georgia | 92% | $275K | 209 | 82 |
| Pennsylvania | 88% | $315K | 178 | 100 |
| Washington | 92% | $475K | 178 | 90 |
| New Jersey | 93% | $285K | 160 | 71 |
| Illinois | 90% | $425K | 156 | 65 |
| Maryland | 94% | $195K | 156 | 72 |
| Massachusetts | 87% | $435K | 123 | 56 |
| Nevada | 94% | $415K | 109 | 48 |
| Tennessee | 95% | $175K | 99 | 44 |
| Colorado | 93% | $335K | 92 | 43 |
| Ohio | 87% | $215K | 86 | 29 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.