Rivermark Community Credit Union mortgage approval rate & lending review
Rivermark Community Credit Union decided 2,205 mortgage applications and funded 1,717 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rivermark Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rivermark Community Credit Union at a glance
Approval is 7.8 points above the 72.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 571 / 597 | 93% | $375K | 531 |
| Home improvement loans | 78% | 665 / 849 | 99% | $75K | 660 |
| Cash-out refinance | 72% | 297 / 412 | 100% | $95K | 296 |
| Refinance | 68% | 161 / 236 | 99% | $105K | 160 |
| Investment property purchase | 86% | 32 / 37 | 91% | $305K | 29 |
| Investment home improvement | 50% | 21 / 42 | 100% | $105K | 21 |
Rivermark Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 80% | $95K | 2,002 | 1,563 |
| Washington | 78% | $105K | 196 | 149 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rivermark Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Multnomah County, OR | Home improvement loans | 78% | 360 | 278 |
| Multnomah County, OR | Mortgage lenders | 96% | 239 | 215 |
| Washington County, OR | Home improvement loans | 83% | 187 | 153 |
| Clackamas County, OR | Home improvement loans | 79% | 174 | 135 |
| Multnomah County, OR | Cash-out refinance | 72% | 163 | 117 |
| Washington County, OR | Mortgage lenders | 94% | 125 | 111 |
| Clackamas County, OR | Mortgage lenders | 98% | 105 | 93 |
| Washington County, OR | Cash-out refinance | 74% | 93 | 69 |
| Multnomah County, OR | Refinance | 69% | 75 | 51 |
| Clackamas County, OR | Cash-out refinance | 68% | 74 | 49 |
| Washington County, OR | Refinance | 74% | 53 | 39 |
| Clark County, WA | Home improvement loans | 74% | 46 | 34 |
The county markets where Rivermark Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Rivermark Community Credit Union
What is Rivermark Community Credit Union's mortgage approval rate?
Rivermark Community Credit Union approved 80.1% of the 2,205 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.8 points above the 72.3% national rate for the same mix of loan types.
How often do borrowers take the loan Rivermark Community Credit Union offers?
Borrowers accepted 97% of the loans Rivermark Community Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rivermark Community Credit Union make?
The typical home improvement loan loan Rivermark Community Credit Union made was $75K; across all loan types its typical loan ran from $75K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rivermark Community Credit Union lend?
Rivermark Community Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Oregon, Washington and Idaho.
Can I apply to Rivermark Community Credit Union directly?
Yes. Rivermark Community Credit Union is a bank or credit union with 21 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rivermark Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rivermark Community Credit Union treats applications, then get a rate quote from the lender.