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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clackamas County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Clackamas County, Oregon, home to Lake Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,696 applications were decided by 229 lenders between 2023 and 2025.

Clackamas County at a glance

229Active lenders37 with 20+ decisions
71.3%Market approval rate2,636 of 3,696 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,487 loans funded

How Clackamas County compares

Approval rate compared
Clackamas County71.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Clackamas County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clackamas County, OR, 520 of them.

Mortgage Express, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 32One lender: 25% approved of 20Amerisave Mortgage Corporation: 27% approved of 209One lender: 33% approved of 55One lender: 34% approved of 62One lender: 38% approved of 26One lender: 42% approved of 60One lender: 51% approved of 41Newrez LLC: 57% approved of 136One lender: 62% approved of 29One lender: 64% approved of 47One lender: 65% approved of 23One lender: 65% approved of 49One lender: 67% approved of 24U.S. Bank National Association: 67% approved of 116One lender: 68% approved of 40One lender: 68% approved of 74One lender: 73% approved of 33One lender: 73% approved of 49One lender: 74% approved of 76One lender: 74% approved of 39One lender: 77% approved of 47One lender: 79% approved of 111United Wholesale Mortgage, LLC: 79% approved of 263Rocket Mortgage, LLC: 82% approved of 642One lender: 84% approved of 109One lender: 85% approved of 33One lender: 85% approved of 106One lender: 86% approved of 36One lender: 90% approved of 58One lender: 90% approved of 113One lender: 91% approved of 44One lender: 92% approved of 49One lender: 92% approved of 25One lender: 96% approved of 26One lender: 96% approved of 28One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Clackamas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%528 / 64298%$115K520
2United Wholesale Mortgage, LLCBroker only79%209 / 26399%$325K206
3Amerisave Mortgage Corporation27%56 / 209100%$155K56
4Newrez LLC57%78 / 13699%$125K77
5U.S. Bank National Association67%78 / 116100%$155K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 224 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Clackamas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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