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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Clackamas County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Clackamas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,696 applications were decided by 229 lenders between 2023 and 2025.

Clackamas County at a glance

229Active lenders37 with 20+ decisions
71.3%Market approval rate2,636 of 3,696 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,487 loans funded

How Clackamas County compares

Approval rate compared
Clackamas County71.3%Oregon70.4%All 616 counties68.2%
Typical loan compared
Clackamas County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Clackamas County, OR, 520 of them.

Mortgage Express, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 32New Day Financial, LLC: 25% approved of 20Amerisave Mortgage Corporation: 27% approved of 209Carrington Mortgage Services, LLC: 33% approved of 55American Financing Corporation: 34% approved of 62Lakeview Loan Servicing, LLC: 38% approved of 26Spring Eq, LLC: 42% approved of 60Mutual of Omaha Mortgage, Inc.: 51% approved of 41Newrez LLC: 57% approved of 136New American Funding, LLC: 62% approved of 29Quorum Federal Credit Union: 64% approved of 47KeyBank National Association: 65% approved of 23Wells Fargo Bank, National Association: 65% approved of 49Plaza Home Mortgage, Inc.: 67% approved of 24U.S. Bank National Association: 67% approved of 116Unitus Community Credit Union: 68% approved of 40Rivermark Community Credit Union: 68% approved of 74Navy Federal Credit Union: 73% approved of 33Nationstar Mortgage LLC: 73% approved of 49Loandepot.Com, LLC: 74% approved of 76Freedom Mortgage Corporation: 74% approved of 39GoodLeap, LLC: 77% approved of 47Pennymac Loan Services, LLC: 79% approved of 111United Wholesale Mortgage, LLC: 79% approved of 263Rocket Mortgage, LLC: 82% approved of 642First Technology Federal Credit Union: 84% approved of 109American Pacific Mortgage Corporation: 85% approved of 33Onpoint Community Credit Union: 85% approved of 106JPMorgan Chase Bank, National Association: 86% approved of 36Flagstar Bank, National Association: 90% approved of 58Guild Mortgage Company LLC: 90% approved of 113Fairway Independent Mortgage Corporation: 91% approved of 44Nations Direct Mortgage, LLC: 92% approved of 49Cmg Mortgage, Inc.: 92% approved of 25Crosscountry Mortgage, LLC: 96% approved of 26Mortgage Express, LLC: 96% approved of 28Coastal Community Bank: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Clackamas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%528 / 64298%$115K520
2United Wholesale Mortgage, LLCBroker only79%209 / 26399%$325K206
3Amerisave Mortgage Corporation27%56 / 209100%$155K56
4Newrez LLC57%78 / 13699%$125K77
5U.S. Bank National Association67%78 / 116100%$155K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 224 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Clackamas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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