Security Service Federal Credit Union mortgage approval rate & lending review
Security Service Federal Credit Union decided 7,296 mortgage applications and funded 5,091 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Security Service Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Security Service Federal Credit Union at a glance
Approval is 4.0 points below the 75.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 1,627 / 2,286 | 98% | $245K | 1,591 |
| Home improvement loans | 50% | 72 / 144 | 99% | $75K | 71 |
| Cash-out refinance | 74% | 2,884 / 3,878 | 97% | $155K | 2,809 |
| Refinance | 61% | 175 / 288 | 93% | $175K | 163 |
| Investment property purchase | 75% | 273 / 366 | 97% | $165K | 265 |
| Investment cash-out refinance | 63% | 169 / 268 | 94% | $145K | 159 |
| Investment refinance | 60% | 34 / 57 | 91% | $105K | 31 |
Security Service Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $165K | 4,828 | 3,200 |
| Colorado | 78% | $155K | 1,378 | 1,051 |
| Utah | 79% | $205K | 1,070 | 831 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Security Service Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Cash-out refinance | 70% | 1,183 | 793 |
| Bexar County, TX | Mortgage lenders | 71% | 974 | 676 |
| Salt Lake County, UT | Cash-out refinance | 76% | 358 | 265 |
| Utah County, UT | Cash-out refinance | 80% | 334 | 264 |
| El Paso County, CO | Cash-out refinance | 80% | 261 | 202 |
| Hidalgo County, TX | Cash-out refinance | 64% | 236 | 150 |
| Hidalgo County, TX | Mortgage lenders | 60% | 252 | 146 |
| Cameron County, TX | Mortgage lenders | 65% | 173 | 110 |
| Weld County, CO | Cash-out refinance | 81% | 122 | 97 |
| Bexar County, TX | Investment property purchase | 70% | 139 | 94 |
| Jefferson County, CO | Cash-out refinance | 84% | 115 | 93 |
| Larimer County, CO | Cash-out refinance | 86% | 110 | 93 |
The county markets where Security Service Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Security Service Federal Credit Union
What is Security Service Federal Credit Union's mortgage approval rate?
Security Service Federal Credit Union approved 71.8% of the 7,296 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.0 points below the 75.7% national rate for the same mix of loan types.
How often do borrowers take the loan Security Service Federal Credit Union offers?
Borrowers accepted 97% of the loans Security Service Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Security Service Federal Credit Union make?
The typical cash-out refinance loan Security Service Federal Credit Union made was $155K; across all loan types its typical loan ran from $75K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Security Service Federal Credit Union lend?
Security Service Federal Credit Union decided applications in 16 of the states Fat Boy Data covers, most of them in Texas, Colorado and Utah.
Can I apply to Security Service Federal Credit Union directly?
Yes. Security Service Federal Credit Union is a bank or credit union with 72 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Security Service Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Security Service Federal Credit Union treats applications, then get a rate quote from the lender.