Sooper Cu Dba Climb Cu mortgage approval rate & lending review
Sooper Cu Dba Climb Cu decided 1,685 mortgage applications and funded 1,415 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sooper Cu Dba Climb Cu reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sooper Cu Dba Climb Cu at a glance
Approval is 16.2 points above the 67.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 150 / 158 | 100% | $225K | 150 |
| Home improvement loans | 85% | 822 / 963 | 100% | $105K | 822 |
| Cash-out refinance | 82% | 234 / 286 | 100% | $85K | 234 |
| Refinance | 76% | 175 / 229 | 100% | $155K | 175 |
| Investment home improvement | 64% | 21 / 33 | 100% | $105K | 21 |
Sooper Cu Dba Climb Cu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 84% | $105K | 1,682 | 1,415 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sooper Cu Dba Climb Cu lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Home improvement loans | 85% | 185 | 158 |
| Denver County, CO | Home improvement loans | 90% | 166 | 149 |
| Adams County, CO | Home improvement loans | 81% | 139 | 112 |
| Arapahoe County, CO | Home improvement loans | 82% | 132 | 108 |
| Mesa County, CO | Home improvement loans | 85% | 112 | 95 |
| Douglas County, CO | Home improvement loans | 91% | 89 | 81 |
| Jefferson County, CO | Cash-out refinance | 81% | 53 | 43 |
| Boulder County, CO | Home improvement loans | 91% | 44 | 40 |
| Adams County, CO | Cash-out refinance | 81% | 47 | 38 |
| Arapahoe County, CO | Cash-out refinance | 81% | 47 | 38 |
| Mesa County, CO | Cash-out refinance | 86% | 42 | 36 |
| Arapahoe County, CO | Refinance | 78% | 41 | 32 |
The county markets where Sooper Cu Dba Climb Cu made the most loans. Each link opens that market with every lender ranked.
Questions about Sooper Cu Dba Climb Cu
What is Sooper Cu Dba Climb Cu's mortgage approval rate?
Sooper Cu Dba Climb Cu approved 84.0% of the 1,685 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.2 points above the 67.8% national rate for the same mix of loan types.
How often do borrowers take the loan Sooper Cu Dba Climb Cu offers?
Borrowers accepted 100% of the loans Sooper Cu Dba Climb Cu approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sooper Cu Dba Climb Cu make?
The typical home improvement loan loan Sooper Cu Dba Climb Cu made was $105K; across all loan types its typical loan ran from $85K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sooper Cu Dba Climb Cu lend?
Sooper Cu Dba Climb Cu decided applications in 4 of the states Fat Boy Data covers, most of them in Colorado, Alaska and Arkansas.
Can I apply to Sooper Cu Dba Climb Cu directly?
Yes. Sooper Cu Dba Climb Cu is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sooper Cu Dba Climb Cu's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sooper Cu Dba Climb Cu treats applications, then get a rate quote from the lender.