Lender profile · HMDA 2023–2025
Southwest Airlines Federal Credit Union mortgage approval rates & lending data
Southwest Airlines Federal Credit Union decided 1,143 mortgage applications and funded 873 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 141 / 160 | 100% | $335K | 141 |
| Home improvement loans | 85% | 183 / 215 | 100% | $85K | 183 |
| Cash-out refinance | 77% | 527 / 684 | 100% | $75K | 527 |
| Refinance | 22% | 17 / 76 | 100% | $105K | 17 |
Southwest Airlines Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 76% | $95K | 488 | 372 |
| Arizona | 88% | $65K | 138 | 122 |
| Florida | 75% | $75K | 93 | 70 |
| Georgia | 66% | $75K | 61 | 40 |
| Illinois | 79% | $55K | 48 | 38 |
| Nevada | 65% | $85K | 48 | 31 |
| California | 70% | $95K | 46 | 32 |
| Colorado | 80% | $85K | 45 | 36 |
| Tennessee | 65% | $75K | 23 | 15 |
| Maryland | 63% | $55K | 19 | 12 |
| Indiana | 80% | $35K | 10 | 8 |
| Washington | 80% | $75K | 10 | 8 |
| Missouri | 78% | $55K | 9 | 7 |
| Ohio | 88% | $235K | 8 | 7 |
| Oklahoma | 62% | $15K | 8 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.