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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sandoval County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in Sandoval County, New Mexico, home to Rio Rancho, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,721 applications were decided by 159 lenders between 2023 and 2025.

Sandoval County at a glance

159Active lenders23 with 20+ decisions
71.3%Market approval rate1,941 of 2,721 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,840 loans funded

How Sandoval County compares

Approval rate compared
Sandoval County71.3%New Mexico69.1%All 616 counties68.2%
Typical loan compared
Sandoval County$165KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sandoval County, NM, 511 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Plaza Home Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 49Amerisave Mortgage Corporation: 33% approved of 175One lender: 44% approved of 43One lender: 54% approved of 59One lender: 56% approved of 63One lender: 58% approved of 43One lender: 58% approved of 79One lender: 59% approved of 39Loandepot.Com, LLC: 67% approved of 121One lender: 72% approved of 71One lender: 72% approved of 98One lender: 73% approved of 30One lender: 73% approved of 30One lender: 74% approved of 53One lender: 76% approved of 78One lender: 79% approved of 28One lender: 81% approved of 26United Wholesale Mortgage, LLC: 81% approved of 160Rocket Mortgage, LLC: 83% approved of 633Sunward: 86% approved of 111One lender: 91% approved of 43One lender: 95% approved of 59One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sandoval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%524 / 63398%$165K511
2Amerisave Mortgage Corporation33%57 / 17598%$65K56
3United Wholesale Mortgage, LLCBroker only81%130 / 16098%$265K127
4Loandepot.Com, LLC67%81 / 12199%$265K80
5Sunward86%96 / 111100%$155K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 154 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sandoval County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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