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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sandoval County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in Sandoval County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,721 applications were decided by 159 lenders between 2023 and 2025.

Sandoval County at a glance

159Active lenders23 with 20+ decisions
71.3%Market approval rate1,941 of 2,721 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,840 loans funded

How Sandoval County compares

Approval rate compared
Sandoval County71.3%New Mexico69.1%All 616 counties68.2%
Typical loan compared
Sandoval County$165KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sandoval County, NM, 511 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Plaza Home Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 49Amerisave Mortgage Corporation: 33% approved of 175Lakeview Loan Servicing, LLC: 44% approved of 43New Day Financial, LLC: 54% approved of 59Newrez LLC: 56% approved of 63Mutual of Omaha Mortgage, Inc.: 58% approved of 43Carrington Mortgage Services, LLC: 58% approved of 79New American Funding, LLC: 59% approved of 39Loandepot.Com, LLC: 67% approved of 121Pennymac Loan Services, LLC: 72% approved of 71Freedom Mortgage Corporation: 72% approved of 98Navy Federal Credit Union: 73% approved of 30The Federal Savings Bank: 73% approved of 30GoodLeap, LLC: 74% approved of 53Nationstar Mortgage LLC: 76% approved of 78Kirtland Federal Credit Union: 79% approved of 28First Financial Credit Union: 81% approved of 26United Wholesale Mortgage, LLC: 81% approved of 160Rocket Mortgage, LLC: 83% approved of 633Sunward: 86% approved of 111State Employees Credit Union: 91% approved of 43Guild Mortgage Company LLC: 95% approved of 59Plaza Home Mortgage, Inc.: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Sandoval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%524 / 63398%$165K511
2Amerisave Mortgage Corporation33%57 / 17598%$65K56
3United Wholesale Mortgage, LLCBroker only81%130 / 16098%$265K127
4Loandepot.Com, LLC67%81 / 12199%$265K80
5Sunward86%96 / 111100%$155K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 154 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Sandoval County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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