Sun East Federal Credit Union mortgage approval rate & lending review
Sun East Federal Credit Union decided 1,407 mortgage applications and funded 1,012 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sun East Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sun East Federal Credit Union at a glance
Approval is 4.5 points above the 69.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 101 / 110 | 100% | $295K | 101 |
| Home improvement loans | 69% | 556 / 802 | 97% | $65K | 540 |
| Cash-out refinance | 86% | 32 / 37 | 100% | $205K | 32 |
| Refinance | 75% | 282 / 378 | 98% | $95K | 276 |
| Investment cash-out refinance | 96% | 43 / 45 | 98% | $195K | 42 |
Sun East Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 74% | $65K | 1,025 | 746 |
| Delaware | 74% | $55K | 226 | 163 |
| New Jersey | 75% | $125K | 102 | 72 |
| Maryland | 64% | $65K | 39 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sun East Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Delaware County, PA | Home improvement loans | 69% | 382 | 255 |
| Delaware County, PA | Refinance | 72% | 200 | 139 |
| New Castle County, DE | Home improvement loans | 73% | 127 | 90 |
| Chester County, PA | Home improvement loans | 74% | 108 | 78 |
| Chester County, PA | Refinance | 87% | 52 | 45 |
| New Castle County, DE | Refinance | 80% | 45 | 35 |
| Lancaster County, PA | Refinance | 85% | 20 | 17 |
| Philadelphia County, PA | Home improvement loans | 52% | 31 | 16 |
The county markets where Sun East Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Sun East Federal Credit Union
What is Sun East Federal Credit Union's mortgage approval rate?
Sun East Federal Credit Union approved 73.6% of the 1,407 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.5 points above the 69.1% national rate for the same mix of loan types.
How often do borrowers take the loan Sun East Federal Credit Union offers?
Borrowers accepted 98% of the loans Sun East Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sun East Federal Credit Union make?
The typical home improvement loan loan Sun East Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sun East Federal Credit Union lend?
Sun East Federal Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in Pennsylvania, Delaware and New Jersey.
Can I apply to Sun East Federal Credit Union directly?
Yes. Sun East Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sun East Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sun East Federal Credit Union treats applications, then get a rate quote from the lender.