Texas Mortgage Lending, LLC mortgage approval rate & lending review
Texas Mortgage Lending, LLC decided 1,786 mortgage applications and funded 1,299 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Texas Mortgage Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to texasmortgagelending.com.
Texas Mortgage Lending, LLC at a glance
Approval is 1.1 points below the 80.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 874 / 952 | 93% | $345K | 815 |
| Cash-out refinance | 64% | 302 / 472 | 90% | $195K | 273 |
| Refinance | 73% | 132 / 182 | 87% | $425K | 115 |
| Investment property purchase | 88% | 50 / 57 | 86% | $215K | 43 |
| Investment cash-out refinance | 49% | 52 / 107 | 92% | $165K | 48 |
Texas Mortgage Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 79% | $345K | 1,786 | 1,299 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Texas Mortgage Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dallas County, TX | Mortgage lenders | 92% | 227 | 190 |
| Dallas County, TX | Cash-out refinance | 57% | 148 | 75 |
| Travis County, TX | Cash-out refinance | 81% | 68 | 47 |
| Williamson County, TX | Cash-out refinance | 78% | 46 | 33 |
| Dallas County, TX | Refinance | 62% | 58 | 32 |
| Collin County, TX | Cash-out refinance | 57% | 51 | 27 |
| Collin County, TX | Refinance | 76% | 37 | 27 |
| Rockwall County, TX | Mortgage lenders | 93% | 30 | 24 |
| Denton County, TX | Cash-out refinance | 50% | 40 | 20 |
| Dallas County, TX | Investment cash-out refinance | 42% | 36 | 13 |
The county markets where Texas Mortgage Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Texas Mortgage Lending, LLC
What is Texas Mortgage Lending, LLC's mortgage approval rate?
Texas Mortgage Lending, LLC approved 79.3% of the 1,786 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.1 points below the 80.4% national rate for the same mix of loan types.
How often do borrowers take the loan Texas Mortgage Lending, LLC offers?
Borrowers accepted 92% of the loans Texas Mortgage Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Texas Mortgage Lending, LLC make?
The typical home purchase mortgage loan Texas Mortgage Lending, LLC made was $345K; across all loan types its typical loan ran from $165K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Texas Mortgage Lending, LLC lend?
Texas Mortgage Lending, LLC decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Texas Mortgage Lending, LLC directly?
Yes. Texas Mortgage Lending, LLC reports as a direct lender that takes applications from borrowers. Its website is texasmortgagelending.com.
Does this page show Texas Mortgage Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Texas Mortgage Lending, LLC treats applications, then get a rate quote from the lender.