Lender profile · HMDA 2023–2025
Thrive Mortgage, LLC mortgage approval rates & lending data
Thrive Mortgage, LLC decided 5,718 mortgage applications and funded 4,832 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,513 / 4,679 | 89% | $245K | 4,033 |
| Cash-out refinance | 84% | 161 / 192 | 78% | $205K | 126 |
| Refinance | 96% | 344 / 360 | 79% | $365K | 273 |
| Investment property purchase | 97% | 404 / 416 | 86% | $195K | 347 |
| Investment cash-out refinance | 86% | 43 / 50 | 79% | $145K | 34 |
Thrive Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $295K | 2,318 | 1,918 |
| Ohio | 97% | $205K | 876 | 775 |
| Kentucky | 97% | $225K | 550 | 498 |
| Indiana | 96% | $225K | 376 | 332 |
| Georgia | 90% | $245K | 243 | 202 |
| South Carolina | 93% | $195K | 240 | 193 |
| Florida | 96% | $235K | 199 | 165 |
| Tennessee | 93% | $325K | 181 | 153 |
| Colorado | 98% | $215K | 168 | 143 |
| Maryland | 97% | $225K | 150 | 113 |
| North Carolina | 94% | $195K | 98 | 70 |
| Kansas | 94% | $185K | 83 | 71 |
| Pennsylvania | 100% | $185K | 57 | 53 |
| Virginia | 98% | $405K | 47 | 41 |
| Arizona | 96% | $345K | 26 | 20 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.