Top Flite Financial, Inc. mortgage approval rate & lending review
Top Flite Financial, Inc. decided 7,197 mortgage applications and funded 5,847 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Top Flite Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to tfhomeloans.com.
Top Flite Financial, Inc. at a glance
Approval is 8.0 points above the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,006 / 2,228 | 99% | $255K | 1,984 |
| Home improvement loans | 73% | 329 / 452 | 99% | $95K | 326 |
| Cash-out refinance | 79% | 3,386 / 4,288 | 99% | $215K | 3,341 |
| Refinance | 87% | 72 / 83 | 99% | $365K | 71 |
| Investment property purchase | 91% | 78 / 86 | 100% | $205K | 78 |
| Investment cash-out refinance | 79% | 37 / 47 | 100% | $165K | 37 |
Top Flite Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 86% | $305K | 1,197 | 1,009 |
| Michigan | 85% | $185K | 598 | 504 |
| Ohio | 82% | $165K | 537 | 430 |
| North Carolina | 82% | $185K | 497 | 400 |
| Georgia | 82% | $245K | 483 | 393 |
| Pennsylvania | 76% | $195K | 408 | 308 |
| Colorado | 95% | $325K | 329 | 308 |
| California | 77% | $325K | 316 | 240 |
| Indiana | 84% | $175K | 291 | 242 |
| South Carolina | 80% | $175K | 274 | 217 |
| Arizona | 84% | $275K | 252 | 211 |
| Tennessee | 81% | $205K | 238 | 188 |
| Massachusetts | 77% | $395K | 200 | 153 |
| Missouri | 84% | $165K | 186 | 154 |
| Nevada | 80% | $405K | 185 | 146 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Top Flite Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Weld County, CO | Mortgage lenders | 99% | 200 | 197 |
| Pinellas County, FL | Mortgage lenders | 95% | 142 | 134 |
| Kent County, MI | Mortgage lenders | 96% | 77 | 73 |
| Marion County, IN | Cash-out refinance | 80% | 50 | 40 |
| Mecklenburg County, NC | Cash-out refinance | 75% | 53 | 39 |
| Bay County, MI | Mortgage lenders | 97% | 39 | 38 |
| Lake County, IN | Cash-out refinance | 88% | 40 | 35 |
| Hillsborough County, FL | Cash-out refinance | 78% | 45 | 33 |
| Fulton County, GA | Cash-out refinance | 87% | 38 | 33 |
| Polk County, FL | Cash-out refinance | 79% | 39 | 31 |
| Worcester County, MA | Cash-out refinance | 82% | 38 | 31 |
| Hamilton County, OH | Cash-out refinance | 78% | 40 | 31 |
The county markets where Top Flite Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Top Flite Financial, Inc.
What is Top Flite Financial, Inc.'s mortgage approval rate?
Top Flite Financial, Inc. approved 82.2% of the 7,197 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan Top Flite Financial, Inc. offers?
Borrowers accepted 99% of the loans Top Flite Financial, Inc. approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Top Flite Financial, Inc. make?
The typical cash-out refinance loan Top Flite Financial, Inc. made was $215K; across all loan types its typical loan ran from $95K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Top Flite Financial, Inc. lend?
Top Flite Financial, Inc. decided applications in 37 of the states Fat Boy Data covers, most of them in Florida, Michigan and Ohio.
Can I apply to Top Flite Financial, Inc. directly?
Yes. Top Flite Financial, Inc. reports as a direct lender that takes applications from borrowers. Its website is tfhomeloans.com.
Does this page show Top Flite Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Top Flite Financial, Inc. treats applications, then get a rate quote from the lender.