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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hudson County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Hudson County, New Jersey, home to Jersey City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,536 applications were decided by 114 lenders between 2023 and 2025.

Hudson County at a glance

114Active lenders23 with 20+ decisions
44.5%Market approval rate1,128 of 2,536 decided
$115KTypical loanmedian lender, $10K brackets
88%Borrower take-up991 loans funded

How Hudson County compares

Approval rate compared
Hudson County44.5%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Hudson County$115KNew Jersey$105KAll 616 counties$75K

What the data shows

Citizens Bank, National Association made the most home improvement loans in Hudson County, NJ, 159 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

Lenders approved 44.5% of home improvement loan applications in Hudson County, NJ, 15.2 percentage points below the New Jersey rate of 59.7%.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 111One lender: 23% approved of 26One lender: 26% approved of 70Bank of America, National Association: 28% approved of 405One lender: 30% approved of 44Manufacturers and Traders Trust Company: 31% approved of 156One lender: 35% approved of 43TD Bank, National Association: 37% approved of 248One lender: 38% approved of 24One lender: 39% approved of 49PNC Bank, National Association: 44% approved of 183One lender: 45% approved of 29Citizens Bank, National Association: 47% approved of 343One lender: 49% approved of 37One lender: 50% approved of 20One lender: 54% approved of 41One lender: 57% approved of 28One lender: 61% approved of 98One lender: 64% approved of 25One lender: 78% approved of 86One lender: 88% approved of 26One lender: 95% approved of 22One lender: 97% approved of 79

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Hudson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association28%113 / 40599%$105K112
2Citizens Bank, National Association47%161 / 34399%$185K159
3TD Bank, National Association37%92 / 24899%$155K91
4PNC Bank, National Association44%80 / 18395%$125K76
5Manufacturers and Traders Trust Company31%48 / 15688%$115K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 109 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Hudson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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